The typical owner-occupied home in Pollard is worth about $81,700, 57% below the Arkansas median of $188,000 and 75% below the national median of $332,700. Owners pay a median $340 a year in property taxes, about 0.42% of their home's value, lower than the Arkansas rate of 0.55%. The median household earns $44,167 a year, so the median home costs 1.8 times the median income (3.1 times for Arkansas). 89% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.
Pollard at a glance
| Pollard | Arkansas | U.S. | |
|---|---|---|---|
| Median home value | $81,700 | $188,000 | $332,700 |
| Median property tax paid per year | $340 | $1,040 | $3,119 |
| Property tax as a share of value | 0.42% | 0.55% | 0.94% |
| Median household income | $44,167 | $60,773 | $80,734 |
| Homes lived in by their owners | 89% | 66% | 65% |
| Owner homes with a mortgage | 39% | 53% | 61% |
| Median monthly costs, owners with a mortgage | $689 | $1,345 | $1,963 |
| Those costs as a share of the owners' income | 22.5% | 18.5% | 21.0% |
| Median rent | – | $947 | $1,413 |
| Median year homes were built | 1965 | 1987 | 1980 |
| Vacant homes | 35.9% | 13.5% | 10.1% |
| Population | 143 | 3,049,391 | 334,922,499 |
What a typical home costs per month in Pollard
At this week's average 30-year rate of 7.11%, buying the median Pollard home of $81,700 with 20% down costs about $502 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $638, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $21,528 for the 20%-down payment. That payment is 14% of the median Pollard household income of $44,167; at that income and 20% down, the 28% guideline points to a home of about $168,000.
| Down payment | $16,340 |
|---|---|
| Loan amount | $65,360 |
| Principal and interest | $440 |
| Property taxes (0.42% a year) | $29 |
| Homeowners insurance (our estimate, 0.5% a year) | $34 |
| PMI | $0 |
| Total per month | $502 |
Change the numbers in the calculator
| Down payment | $2,860 |
|---|---|
| Loan amount | $80,220 |
| Principal and interest | $540 |
| Property taxes (0.42% a year) | $29 |
| Homeowners insurance (our estimate, 0.5% a year) | $34 |
| FHA mortgage insurance | $36 |
| Total per month | $638 |
Change the numbers in the calculator
Questions about home buying in Pollard
What is the median home value in Pollard?
About $81,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pollard?
Homeowners pay a median $340 a year, which is about 0.42% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pollard?
For the median home with 20% down at 7.11%, the payment is about $502 a month. Keeping that under 28% of gross income takes about $21,528 a year.
More about Pollard
- Mortgage Refinance in Pollard
- Debt Relief in Pollard
- Home Equity Loans in Pollard
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data