The typical owner-occupied home in Ogdensburg is worth about $96,700, 64% below the Wisconsin median of $266,500 and 71% below the national median of $332,700. Owners pay a median $1,531 a year in property taxes, about 1.58% of their home's value, higher than the Wisconsin rate of 1.42%. The median household earns $59,479 a year, so the median home costs 1.6 times the median income (3.4 times for Wisconsin). 65% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Ogdensburg at a glance
| Ogdensburg | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $96,700 | $266,500 | $332,700 |
| Median property tax paid per year | $1,531 | $3,792 | $3,119 |
| Property tax as a share of value | 1.58% | 1.42% | 0.94% |
| Median household income | $59,479 | $77,485 | $80,734 |
| Homes lived in by their owners | 65% | 68% | 65% |
| Owner homes with a mortgage | 63% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $980 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 25.0% | 19.5% | 21.0% |
| Median rent | $906 | $1,087 | $1,413 |
| Rent as a share of renters' income | 17.3% | 27.2% | 30.6% |
| Median year homes were built | 1958 | 1975 | 1980 |
| Vacant homes | 1.2% | 10.8% | 10.1% |
| Population | 189 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Ogdensburg
At this week's average 30-year rate of 7.11%, buying the median Ogdensburg home of $96,700 with 20% down costs about $688 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $849, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,487 for the 20%-down payment. That payment is 14% of the median Ogdensburg household income of $59,479; at that income and 20% down, the 28% guideline points to a home of about $195,000.
The median rent here is $906 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,340 |
|---|---|
| Loan amount | $77,360 |
| Principal and interest | $520 |
| Property taxes (1.58% a year) | $127 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $688 |
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| Down payment | $3,384 |
|---|---|
| Loan amount | $94,949 |
| Principal and interest | $639 |
| Property taxes (1.58% a year) | $127 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $43 |
| Total per month | $849 |
Change the numbers in the calculator
Questions about home buying in Ogdensburg
What is the median home value in Ogdensburg?
About $96,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Ogdensburg?
Homeowners pay a median $1,531 a year, which is about 1.58% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Ogdensburg?
For the median home with 20% down at 7.11%, the payment is about $688 a month. Keeping that under 28% of gross income takes about $29,487 a year.
More about Ogdensburg
- Mortgage Refinance in Ogdensburg
- Debt Relief in Ogdensburg
- Home Equity Loans in Ogdensburg
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data