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Buying a home in Clark County, Wisconsin

The typical owner-occupied home in Clark County is worth about $172,800, 35% below the Wisconsin median of $266,500 and 48% below the national median of $332,700. Owners pay a median $2,505 a year in property taxes, about 1.45% of their home's value, close to the Wisconsin rate of 1.42%. The median household earns $67,400 a year, so the median home costs 2.6 times the median income (3.4 times for Wisconsin). 79% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.

Clark County at a glance

Clark County Wisconsin U.S.
Median home value $172,800 $266,500 $332,700
Median property tax paid per year $2,505 $3,792 $3,119
Property tax as a share of value 1.45% 1.42% 0.94%
Median household income $67,400 $77,485 $80,734
Homes lived in by their owners 79% 68% 65%
Owner homes with a mortgage 52% 61% 61%
Median monthly costs, owners with a mortgage $1,353 $1,689 $1,963
Those costs as a share of the owners' income 19.2% 19.5% 21.0%
Median rent $823 $1,087 $1,413
Rent as a share of renters' income 22.3% 27.2% 30.6%
Median year homes were built 1972 1975 1980
Vacant homes 14.2% 10.8% 10.1%
Population 34,739 5,914,872 334,922,499

What a typical home costs per month in Clark County

At this week's average 30-year rate of 7.11%, buying the median Clark County home of $172,800 with 20% down costs about $1,211 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,499, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $51,889 for the 20%-down payment. That payment is 22% of the median Clark County household income of $67,400; at that income and 20% down, the 28% guideline points to a home of about $224,000.

The median rent here is $823 a month, so owning the median home costs about $388 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$34,560
Loan amount$138,240
Principal and interest$930
Property taxes (1.45% a year)$209
Homeowners insurance (our estimate, 0.5% a year)$72
PMI$0
Total per month$1,211

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3.5% down, 30-year FHA loan
Down payment$6,048
Loan amount$169,670
Principal and interest$1,141
Property taxes (1.45% a year)$209
Homeowners insurance (our estimate, 0.5% a year)$72
FHA mortgage insurance$76
Total per month$1,499

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Questions about home buying in Clark County

What is the median home value in Clark County?

About $172,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Clark County?

Homeowners pay a median $2,505 a year, which is about 1.45% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Clark County?

For the median home with 20% down at 7.11%, the payment is about $1,211 a month. Keeping that under 28% of gross income takes about $51,889 a year.

More about Clark County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data