The typical owner-occupied home in Embarrass is worth about $135,000, 49% below the Wisconsin median of $266,500 and 59% below the national median of $332,700. Owners pay a median $1,611 a year in property taxes, about 1.19% of their home's value, lower than the Wisconsin rate of 1.42%. The median household earns $58,750 a year, so the median home costs 2.3 times the median income (3.4 times for Wisconsin). 67% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.
Embarrass at a glance
| Embarrass | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $135,000 | $266,500 | $332,700 |
| Median property tax paid per year | $1,611 | $3,792 | $3,119 |
| Property tax as a share of value | 1.19% | 1.42% | 0.94% |
| Median household income | $58,750 | $77,485 | $80,734 |
| Homes lived in by their owners | 67% | 68% | 65% |
| Owner homes with a mortgage | 49% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,170 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 14.5% | 19.5% | 21.0% |
| Median rent | $619 | $1,087 | $1,413 |
| Rent as a share of renters' income | 17.3% | 27.2% | 30.6% |
| Median year homes were built | 1956 | 1975 | 1980 |
| Vacant homes | 11.9% | 10.8% | 10.1% |
| Population | 284 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Embarrass
At this week's average 30-year rate of 7.11%, buying the median Embarrass home of $135,000 with 20% down costs about $917 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,142, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $39,285 for the 20%-down payment. That payment is 19% of the median Embarrass household income of $58,750; at that income and 20% down, the 28% guideline points to a home of about $202,000.
The median rent here is $619 a month, so owning the median home costs about $298 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $27,000 |
|---|---|
| Loan amount | $108,000 |
| Principal and interest | $727 |
| Property taxes (1.19% a year) | $134 |
| Homeowners insurance (our estimate, 0.5% a year) | $56 |
| PMI | $0 |
| Total per month | $917 |
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| Down payment | $4,725 |
|---|---|
| Loan amount | $132,555 |
| Principal and interest | $892 |
| Property taxes (1.19% a year) | $134 |
| Homeowners insurance (our estimate, 0.5% a year) | $56 |
| FHA mortgage insurance | $60 |
| Total per month | $1,142 |
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Questions about home buying in Embarrass
What is the median home value in Embarrass?
About $135,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Embarrass?
Homeowners pay a median $1,611 a year, which is about 1.19% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Embarrass?
For the median home with 20% down at 7.11%, the payment is about $917 a month. Keeping that under 28% of gross income takes about $39,285 a year.
More about Embarrass
- Mortgage Refinance in Embarrass
- Debt Relief in Embarrass
- Home Equity Loans in Embarrass
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data