The typical owner-occupied home in Washington County is worth about $344,800, 29% above the Wisconsin median of $266,500 and 4% above the national median of $332,700. Owners pay a median $3,802 a year in property taxes, about 1.10% of their home's value, lower than the Wisconsin rate of 1.42%. The median household earns $96,359 a year, so the median home costs 3.6 times the median income (3.4 times for Wisconsin). 78% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.
Washington County at a glance
| Washington County | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $344,800 | $266,500 | $332,700 |
| Median property tax paid per year | $3,802 | $3,792 | $3,119 |
| Property tax as a share of value | 1.10% | 1.42% | 0.94% |
| Median household income | $96,359 | $77,485 | $80,734 |
| Homes lived in by their owners | 78% | 68% | 65% |
| Owner homes with a mortgage | 65% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,932 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 19.6% | 19.5% | 21.0% |
| Median rent | $1,153 | $1,087 | $1,413 |
| Rent as a share of renters' income | 28.0% | 27.2% | 30.6% |
| Median year homes were built | 1986 | 1975 | 1980 |
| Vacant homes | 3.9% | 10.8% | 10.1% |
| Population | 137,879 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Washington County
At this week's average 30-year rate of 7.11%, buying the median Washington County home of $344,800 with 20% down costs about $2,315 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,890, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $99,228 for the 20%-down payment. That payment is 29% of the median Washington County household income of $96,359; at that income and 20% down, the 28% guideline points to a home of about $335,000.
The median rent here is $1,153 a month, so owning the median home costs about $1,162 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $68,960 |
|---|---|
| Loan amount | $275,840 |
| Principal and interest | $1,856 |
| Property taxes (1.10% a year) | $316 |
| Homeowners insurance (our estimate, 0.5% a year) | $144 |
| PMI | $0 |
| Total per month | $2,315 |
Change the numbers in the calculator
| Down payment | $12,068 |
|---|---|
| Loan amount | $338,555 |
| Principal and interest | $2,277 |
| Property taxes (1.10% a year) | $316 |
| Homeowners insurance (our estimate, 0.5% a year) | $144 |
| FHA mortgage insurance | $152 |
| Total per month | $2,890 |
Change the numbers in the calculator
Questions about home buying in Washington County
What is the median home value in Washington County?
About $344,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Washington County?
Homeowners pay a median $3,802 a year, which is about 1.10% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Washington County?
For the median home with 20% down at 7.11%, the payment is about $2,315 a month. Keeping that under 28% of gross income takes about $99,228 a year.
More about Washington County
- Mortgage Refinance in Washington County
- Debt Relief in Washington County
- Home Equity Loans in Washington County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data