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Buying a home in Dodge County, Wisconsin

The typical owner-occupied home in Dodge County is worth about $231,900, 13% below the Wisconsin median of $266,500 and 30% below the national median of $332,700. Owners pay a median $3,422 a year in property taxes, about 1.48% of their home's value, close to the Wisconsin rate of 1.42%. The median household earns $75,929 a year, so the median home costs 3.1 times the median income (3.4 times for Wisconsin). 71% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.

Dodge County at a glance

Dodge County Wisconsin U.S.
Median home value $231,900 $266,500 $332,700
Median property tax paid per year $3,422 $3,792 $3,119
Property tax as a share of value 1.48% 1.42% 0.94%
Median household income $75,929 $77,485 $80,734
Homes lived in by their owners 71% 68% 65%
Owner homes with a mortgage 61% 61% 61%
Median monthly costs, owners with a mortgage $1,557 $1,689 $1,963
Those costs as a share of the owners' income 20.1% 19.5% 21.0%
Median rent $988 $1,087 $1,413
Rent as a share of renters' income 22.9% 27.2% 30.6%
Median year homes were built 1970 1975 1980
Vacant homes 6.8% 10.8% 10.1%
Population 88,742 5,914,872 334,922,499

What a typical home costs per month in Dodge County

At this week's average 30-year rate of 7.11%, buying the median Dodge County home of $231,900 with 20% down costs about $1,631 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,017, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $69,885 for the 20%-down payment. That payment is 26% of the median Dodge County household income of $75,929; at that income and 20% down, the 28% guideline points to a home of about $252,000.

The median rent here is $988 a month, so owning the median home costs about $643 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$46,380
Loan amount$185,520
Principal and interest$1,248
Property taxes (1.48% a year)$286
Homeowners insurance (our estimate, 0.5% a year)$97
PMI$0
Total per month$1,631

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3.5% down, 30-year FHA loan
Down payment$8,116
Loan amount$227,700
Principal and interest$1,532
Property taxes (1.48% a year)$286
Homeowners insurance (our estimate, 0.5% a year)$97
FHA mortgage insurance$103
Total per month$2,017

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Questions about home buying in Dodge County

What is the median home value in Dodge County?

About $231,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Dodge County?

Homeowners pay a median $3,422 a year, which is about 1.48% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Dodge County?

For the median home with 20% down at 7.11%, the payment is about $1,631 a month. Keeping that under 28% of gross income takes about $69,885 a year.

More about Dodge County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data