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Buying a home in Whitehall, Wisconsin

The typical owner-occupied home in Whitehall is worth about $152,100, 43% below the Wisconsin median of $266,500 and 54% below the national median of $332,700. Owners pay a median $3,220 a year in property taxes, about 2.12% of their home's value, higher than the Wisconsin rate of 1.42%. The median household earns $61,875 a year, so the median home costs 2.5 times the median income (3.4 times for Wisconsin). 58% of occupied homes here are lived in by their owners, and 73% of those owners still have a mortgage.

Whitehall at a glance

Whitehall Wisconsin U.S.
Median home value $152,100 $266,500 $332,700
Median property tax paid per year $3,220 $3,792 $3,119
Property tax as a share of value 2.12% 1.42% 0.94%
Median household income $61,875 $77,485 $80,734
Homes lived in by their owners 58% 68% 65%
Owner homes with a mortgage 73% 61% 61%
Median monthly costs, owners with a mortgage $1,338 $1,689 $1,963
Those costs as a share of the owners' income 17.8% 19.5% 21.0%
Median rent $829 $1,087 $1,413
Rent as a share of renters' income 23.5% 27.2% 30.6%
Median year homes were built 1974 1975 1980
Vacant homes 15.1% 10.8% 10.1%
Population 1,555 5,914,872 334,922,499

What a typical home costs per month in Whitehall

At this week's average 30-year rate of 7.11%, buying the median Whitehall home of $152,100 with 20% down costs about $1,151 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,404, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,313 for the 20%-down payment. That payment is 22% of the median Whitehall household income of $61,875; at that income and 20% down, the 28% guideline points to a home of about $191,000.

The median rent here is $829 a month, so owning the median home costs about $322 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$30,420
Loan amount$121,680
Principal and interest$819
Property taxes (2.12% a year)$269
Homeowners insurance (our estimate, 0.5% a year)$63
PMI$0
Total per month$1,151

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3.5% down, 30-year FHA loan
Down payment$5,324
Loan amount$149,345
Principal and interest$1,005
Property taxes (2.12% a year)$269
Homeowners insurance (our estimate, 0.5% a year)$63
FHA mortgage insurance$67
Total per month$1,404

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Questions about home buying in Whitehall

What is the median home value in Whitehall?

About $152,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Whitehall?

Homeowners pay a median $3,220 a year, which is about 2.12% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Whitehall?

For the median home with 20% down at 7.11%, the payment is about $1,151 a month. Keeping that under 28% of gross income takes about $49,313 a year.

More about Whitehall

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data