The typical owner-occupied home in Whitehall is worth about $152,100, 43% below the Wisconsin median of $266,500 and 54% below the national median of $332,700. Owners pay a median $3,220 a year in property taxes, about 2.12% of their home's value, higher than the Wisconsin rate of 1.42%. The median household earns $61,875 a year, so the median home costs 2.5 times the median income (3.4 times for Wisconsin). 58% of occupied homes here are lived in by their owners, and 73% of those owners still have a mortgage.
Whitehall at a glance
| Whitehall | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $152,100 | $266,500 | $332,700 |
| Median property tax paid per year | $3,220 | $3,792 | $3,119 |
| Property tax as a share of value | 2.12% | 1.42% | 0.94% |
| Median household income | $61,875 | $77,485 | $80,734 |
| Homes lived in by their owners | 58% | 68% | 65% |
| Owner homes with a mortgage | 73% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,338 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 17.8% | 19.5% | 21.0% |
| Median rent | $829 | $1,087 | $1,413 |
| Rent as a share of renters' income | 23.5% | 27.2% | 30.6% |
| Median year homes were built | 1974 | 1975 | 1980 |
| Vacant homes | 15.1% | 10.8% | 10.1% |
| Population | 1,555 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Whitehall
At this week's average 30-year rate of 7.11%, buying the median Whitehall home of $152,100 with 20% down costs about $1,151 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,404, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,313 for the 20%-down payment. That payment is 22% of the median Whitehall household income of $61,875; at that income and 20% down, the 28% guideline points to a home of about $191,000.
The median rent here is $829 a month, so owning the median home costs about $322 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $30,420 |
|---|---|
| Loan amount | $121,680 |
| Principal and interest | $819 |
| Property taxes (2.12% a year) | $269 |
| Homeowners insurance (our estimate, 0.5% a year) | $63 |
| PMI | $0 |
| Total per month | $1,151 |
Change the numbers in the calculator
| Down payment | $5,324 |
|---|---|
| Loan amount | $149,345 |
| Principal and interest | $1,005 |
| Property taxes (2.12% a year) | $269 |
| Homeowners insurance (our estimate, 0.5% a year) | $63 |
| FHA mortgage insurance | $67 |
| Total per month | $1,404 |
Change the numbers in the calculator
Questions about home buying in Whitehall
What is the median home value in Whitehall?
About $152,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Whitehall?
Homeowners pay a median $3,220 a year, which is about 2.12% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Whitehall?
For the median home with 20% down at 7.11%, the payment is about $1,151 a month. Keeping that under 28% of gross income takes about $49,313 a year.
More about Whitehall
- Mortgage Refinance in Whitehall
- Debt Relief in Whitehall
- Home Equity Loans in Whitehall
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
