The typical owner-occupied home in Arcadia is worth about $169,500, 36% below the Wisconsin median of $266,500 and 49% below the national median of $332,700. Owners pay a median $2,455 a year in property taxes, about 1.45% of their home's value, close to the Wisconsin rate of 1.42%. The median household earns $74,531 a year, so the median home costs 2.3 times the median income (3.4 times for Wisconsin). 57% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.
Arcadia at a glance
| Arcadia | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $169,500 | $266,500 | $332,700 |
| Median property tax paid per year | $2,455 | $3,792 | $3,119 |
| Property tax as a share of value | 1.45% | 1.42% | 0.94% |
| Median household income | $74,531 | $77,485 | $80,734 |
| Homes lived in by their owners | 57% | 68% | 65% |
| Owner homes with a mortgage | 49% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $987 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 16.7% | 19.5% | 21.0% |
| Median rent | $1,096 | $1,087 | $1,413 |
| Rent as a share of renters' income | 18.0% | 27.2% | 30.6% |
| Median year homes were built | 1977 | 1975 | 1980 |
| Vacant homes | 1.0% | 10.8% | 10.1% |
| Population | 3,806 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Arcadia
At this week's average 30-year rate of 7.11%, buying the median Arcadia home of $169,500 with 20% down costs about $1,188 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,470, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $50,898 for the 20%-down payment. That payment is 19% of the median Arcadia household income of $74,531; at that income and 20% down, the 28% guideline points to a home of about $248,000.
The median rent here is $1,096 a month, so owning the median home costs about $92 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $33,900 |
|---|---|
| Loan amount | $135,600 |
| Principal and interest | $912 |
| Property taxes (1.45% a year) | $205 |
| Homeowners insurance (our estimate, 0.5% a year) | $71 |
| PMI | $0 |
| Total per month | $1,188 |
Change the numbers in the calculator
| Down payment | $5,932 |
|---|---|
| Loan amount | $166,430 |
| Principal and interest | $1,120 |
| Property taxes (1.45% a year) | $205 |
| Homeowners insurance (our estimate, 0.5% a year) | $71 |
| FHA mortgage insurance | $75 |
| Total per month | $1,470 |
Change the numbers in the calculator
Questions about home buying in Arcadia
What is the median home value in Arcadia?
About $169,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Arcadia?
Homeowners pay a median $2,455 a year, which is about 1.45% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Arcadia?
For the median home with 20% down at 7.11%, the payment is about $1,188 a month. Keeping that under 28% of gross income takes about $50,898 a year.
More about Arcadia
- Mortgage Refinance in Arcadia
- Debt Relief in Arcadia
- Home Equity Loans in Arcadia
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data