The typical owner-occupied home in Winter is worth about $87,900, 67% below the Wisconsin median of $266,500 and 74% below the national median of $332,700. Owners pay a median $748 a year in property taxes, about 0.85% of their home's value, lower than the Wisconsin rate of 1.42%. The median household earns $41,204 a year, so the median home costs 2.1 times the median income (3.4 times for Wisconsin). 48% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.
Winter at a glance
| Winter | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $87,900 | $266,500 | $332,700 |
| Median property tax paid per year | $748 | $3,792 | $3,119 |
| Property tax as a share of value | 0.85% | 1.42% | 0.94% |
| Median household income | $41,204 | $77,485 | $80,734 |
| Homes lived in by their owners | 48% | 68% | 65% |
| Owner homes with a mortgage | 57% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,143 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 23.8% | 19.5% | 21.0% |
| Median rent | $857 | $1,087 | $1,413 |
| Rent as a share of renters' income | 27.2% | 27.2% | 30.6% |
| Median year homes were built | 1975 | 1975 | 1980 |
| Vacant homes | 16.3% | 10.8% | 10.1% |
| Population | 285 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Winter
At this week's average 30-year rate of 7.11%, buying the median Winter home of $87,900 with 20% down costs about $572 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $718, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,512 for the 20%-down payment. That payment is 17% of the median Winter household income of $41,204; at that income and 20% down, the 28% guideline points to a home of about $148,000.
The median rent here is $857 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $17,580 |
|---|---|
| Loan amount | $70,320 |
| Principal and interest | $473 |
| Property taxes (0.85% a year) | $62 |
| Homeowners insurance (our estimate, 0.5% a year) | $37 |
| PMI | $0 |
| Total per month | $572 |
Change the numbers in the calculator
| Down payment | $3,076 |
|---|---|
| Loan amount | $86,308 |
| Principal and interest | $581 |
| Property taxes (0.85% a year) | $62 |
| Homeowners insurance (our estimate, 0.5% a year) | $37 |
| FHA mortgage insurance | $39 |
| Total per month | $718 |
Change the numbers in the calculator
Questions about home buying in Winter
What is the median home value in Winter?
About $87,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Winter?
Homeowners pay a median $748 a year, which is about 0.85% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Winter?
For the median home with 20% down at 7.11%, the payment is about $572 a month. Keeping that under 28% of gross income takes about $24,512 a year.
More about Winter
- Mortgage Refinance in Winter
- Debt Relief in Winter
- Home Equity Loans in Winter
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data