The typical owner-occupied home in Couderay is worth about $78,000, 71% below the Wisconsin median of $266,500 and 77% below the national median of $332,700. The median household earns $54,271 a year, so the median home costs 1.4 times the median income (3.4 times for Wisconsin). 98% of occupied homes here are lived in by their owners, and 21% of those owners still have a mortgage.
Couderay at a glance
| Couderay | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $78,000 | $266,500 | $332,700 |
| Median property tax paid per year | – | $3,792 | $3,119 |
| Median household income | $54,271 | $77,485 | $80,734 |
| Homes lived in by their owners | 98% | 68% | 65% |
| Owner homes with a mortgage | 21% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,339 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 27.2% | 19.5% | 21.0% |
| Median rent | – | $1,087 | $1,413 |
| Median year homes were built | 1975 | 1975 | 1980 |
| Vacant homes | 18.5% | 10.8% | 10.1% |
| Population | 118 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Couderay
At this week's average 30-year rate of 7.11%, buying the median Couderay home of $78,000 with 20% down costs about $524 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $654, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $22,447 for the 20%-down payment. That payment is 12% of the median Couderay household income of $54,271; at that income and 20% down, the 28% guideline points to a home of about $189,000.
| Down payment | $15,600 |
|---|---|
| Loan amount | $62,400 |
| Principal and interest | $420 |
| Property taxes (1.10% a year) | $72 |
| Homeowners insurance (our estimate, 0.5% a year) | $32 |
| PMI | $0 |
| Total per month | $524 |
Change the numbers in the calculator
| Down payment | $2,730 |
|---|---|
| Loan amount | $76,587 |
| Principal and interest | $515 |
| Property taxes (1.10% a year) | $72 |
| Homeowners insurance (our estimate, 0.5% a year) | $32 |
| FHA mortgage insurance | $34 |
| Total per month | $654 |
Change the numbers in the calculator
Questions about home buying in Couderay
What is the median home value in Couderay?
About $78,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Couderay?
For the median home with 20% down at 7.11%, the payment is about $524 a month. Keeping that under 28% of gross income takes about $22,447 a year.
More about Couderay
- Mortgage Refinance in Couderay
- Debt Relief in Couderay
- Home Equity Loans in Couderay
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data