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Buying a home in Footville, Wisconsin

The typical owner-occupied home in Footville is worth about $160,800, 40% below the Wisconsin median of $266,500 and 52% below the national median of $332,700. Owners pay a median $3,302 a year in property taxes, about 2.05% of their home's value, higher than the Wisconsin rate of 1.42%. The median household earns $68,571 a year, so the median home costs 2.3 times the median income (3.4 times for Wisconsin). 79% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.

Footville at a glance

Footville Wisconsin U.S.
Median home value $160,800 $266,500 $332,700
Median property tax paid per year $3,302 $3,792 $3,119
Property tax as a share of value 2.05% 1.42% 0.94%
Median household income $68,571 $77,485 $80,734
Homes lived in by their owners 79% 68% 65%
Owner homes with a mortgage 62% 61% 61%
Median monthly costs, owners with a mortgage $1,412 $1,689 $1,963
Those costs as a share of the owners' income 20.5% 19.5% 21.0%
Median rent $757 $1,087 $1,413
Rent as a share of renters' income 28.7% 27.2% 30.6%
Median year homes were built 1958 1975 1980
Vacant homes 10.8% 10.8% 10.1%
Population 908 5,914,872 334,922,499

What a typical home costs per month in Footville

At this week's average 30-year rate of 7.11%, buying the median Footville home of $160,800 with 20% down costs about $1,207 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,475, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $51,732 for the 20%-down payment. That payment is 21% of the median Footville household income of $68,571; at that income and 20% down, the 28% guideline points to a home of about $213,000.

The median rent here is $757 a month, so owning the median home costs about $450 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$32,160
Loan amount$128,640
Principal and interest$865
Property taxes (2.05% a year)$275
Homeowners insurance (our estimate, 0.5% a year)$67
PMI$0
Total per month$1,207

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3.5% down, 30-year FHA loan
Down payment$5,628
Loan amount$157,888
Principal and interest$1,062
Property taxes (2.05% a year)$275
Homeowners insurance (our estimate, 0.5% a year)$67
FHA mortgage insurance$71
Total per month$1,475

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Questions about home buying in Footville

What is the median home value in Footville?

About $160,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Footville?

Homeowners pay a median $3,302 a year, which is about 2.05% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Footville?

For the median home with 20% down at 7.11%, the payment is about $1,207 a month. Keeping that under 28% of gross income takes about $51,732 a year.

More about Footville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data