The typical owner-occupied home in Unity is worth about $105,300, 60% below the Wisconsin median of $266,500 and 68% below the national median of $332,700. Owners pay a median $1,353 a year in property taxes, about 1.28% of their home's value, lower than the Wisconsin rate of 1.42%. The median household earns $56,827 a year, so the median home costs 1.9 times the median income (3.4 times for Wisconsin). 71% of occupied homes here are lived in by their owners, and 66% of those owners still have a mortgage.
Unity at a glance
| Unity | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $105,300 | $266,500 | $332,700 |
| Median property tax paid per year | $1,353 | $3,792 | $3,119 |
| Property tax as a share of value | 1.28% | 1.42% | 0.94% |
| Median household income | $56,827 | $77,485 | $80,734 |
| Homes lived in by their owners | 71% | 68% | 65% |
| Owner homes with a mortgage | 66% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,067 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 17.7% | 19.5% | 21.0% |
| Median rent | $850 | $1,087 | $1,413 |
| Rent as a share of renters' income | 19.8% | 27.2% | 30.6% |
| Median year homes were built | 1960 | 1975 | 1980 |
| Vacant homes | 10.2% | 10.8% | 10.1% |
| Population | 378 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Unity
At this week's average 30-year rate of 7.11%, buying the median Unity home of $105,300 with 20% down costs about $723 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $898, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,981 for the 20%-down payment. That payment is 15% of the median Unity household income of $56,827; at that income and 20% down, the 28% guideline points to a home of about $193,000.
The median rent here is $850 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $21,060 |
|---|---|
| Loan amount | $84,240 |
| Principal and interest | $567 |
| Property taxes (1.28% a year) | $112 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| PMI | $0 |
| Total per month | $723 |
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| Down payment | $3,686 |
|---|---|
| Loan amount | $103,393 |
| Principal and interest | $696 |
| Property taxes (1.28% a year) | $112 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| FHA mortgage insurance | $47 |
| Total per month | $898 |
Change the numbers in the calculator
Questions about home buying in Unity
What is the median home value in Unity?
About $105,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Unity?
Homeowners pay a median $1,353 a year, which is about 1.28% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Unity?
For the median home with 20% down at 7.11%, the payment is about $723 a month. Keeping that under 28% of gross income takes about $30,981 a year.
More about Unity
- Mortgage Refinance in Unity
- Debt Relief in Unity
- Home Equity Loans in Unity
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data