The typical owner-occupied home in Humbird is worth about $95,000, 64% below the Wisconsin median of $266,500 and 71% below the national median of $332,700. Owners pay a median $1,611 a year in property taxes, about 1.70% of their home's value, higher than the Wisconsin rate of 1.42%. The median household earns $49,625 a year, so the median home costs 1.9 times the median income (3.4 times for Wisconsin). 83% of occupied homes here are lived in by their owners, and 28% of those owners still have a mortgage.
Humbird at a glance
| Humbird | Wisconsin | U.S. | |
|---|---|---|---|
| Median home value | $95,000 | $266,500 | $332,700 |
| Median property tax paid per year | $1,611 | $3,792 | $3,119 |
| Property tax as a share of value | 1.70% | 1.42% | 0.94% |
| Median household income | $49,625 | $77,485 | $80,734 |
| Homes lived in by their owners | 83% | 68% | 65% |
| Owner homes with a mortgage | 28% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,375 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 19.6% | 19.5% | 21.0% |
| Median rent | $1,175 | $1,087 | $1,413 |
| Rent as a share of renters' income | 47.0% | 27.2% | 30.6% |
| Median year homes were built | 1953 | 1975 | 1980 |
| Vacant homes | 4.2% | 10.8% | 10.1% |
| Population | 300 | 5,914,872 | 334,922,499 |
What a typical home costs per month in Humbird
At this week's average 30-year rate of 7.11%, buying the median Humbird home of $95,000 with 20% down costs about $685 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $844, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,376 for the 20%-down payment. That payment is 17% of the median Humbird household income of $49,625; at that income and 20% down, the 28% guideline points to a home of about $160,000.
The median rent here is $1,175 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,000 |
|---|---|
| Loan amount | $76,000 |
| Principal and interest | $511 |
| Property taxes (1.70% a year) | $135 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $685 |
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| Down payment | $3,325 |
|---|---|
| Loan amount | $93,279 |
| Principal and interest | $628 |
| Property taxes (1.70% a year) | $135 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $42 |
| Total per month | $844 |
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Questions about home buying in Humbird
What is the median home value in Humbird?
About $95,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Humbird?
Homeowners pay a median $1,611 a year, which is about 1.70% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Humbird?
For the median home with 20% down at 7.11%, the payment is about $685 a month. Keeping that under 28% of gross income takes about $29,376 a year.
More about Humbird
- Mortgage Refinance in Humbird
- Debt Relief in Humbird
- Home Equity Loans in Humbird
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data