The typical owner-occupied home in Pineville is worth about $119,300, 27% below the West Virginia median of $162,600 and 64% below the national median of $332,700. Owners pay a median $564 a year in property taxes, about 0.47% of their home's value, lower than the West Virginia rate of 0.53%. The median household earns $56,528 a year, so the median home costs 2.1 times the median income (2.7 times for West Virginia). 81% of occupied homes here are lived in by their owners, and 19% of those owners still have a mortgage.
Pineville at a glance
| Pineville | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $119,300 | $162,600 | $332,700 |
| Median property tax paid per year | $564 | $865 | $3,119 |
| Property tax as a share of value | 0.47% | 0.53% | 0.94% |
| Median household income | $56,528 | $59,608 | $80,734 |
| Homes lived in by their owners | 81% | 75% | 65% |
| Owner homes with a mortgage | 19% | 46% | 61% |
| Median monthly costs, owners with a mortgage | $1,023 | $1,255 | $1,963 |
| Those costs as a share of the owners' income | 31.3% | 17.3% | 21.0% |
| Median rent | – | $872 | $1,413 |
| Median year homes were built | 1955 | 1976 | 1980 |
| Vacant homes | 22.9% | 15.4% | 10.1% |
| Population | 468 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Pineville
At this week's average 30-year rate of 7.11%, buying the median Pineville home of $119,300 with 20% down costs about $738 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $937, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,648 for the 20%-down payment. That payment is 16% of the median Pineville household income of $56,528; at that income and 20% down, the 28% guideline points to a home of about $213,000.
| Down payment | $23,860 |
|---|---|
| Loan amount | $95,440 |
| Principal and interest | $642 |
| Property taxes (0.47% a year) | $47 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| PMI | $0 |
| Total per month | $738 |
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| Down payment | $4,176 |
|---|---|
| Loan amount | $117,139 |
| Principal and interest | $788 |
| Property taxes (0.47% a year) | $47 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| FHA mortgage insurance | $53 |
| Total per month | $937 |
Change the numbers in the calculator
Questions about home buying in Pineville
What is the median home value in Pineville?
About $119,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pineville?
Homeowners pay a median $564 a year, which is about 0.47% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pineville?
For the median home with 20% down at 7.11%, the payment is about $738 a month. Keeping that under 28% of gross income takes about $31,648 a year.
More about Pineville
- Mortgage Refinance in Pineville
- Debt Relief in Pineville
- Home Equity Loans in Pineville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data