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Buying a home in Brandywine, West Virginia

The typical owner-occupied home in Brandywine is worth about $109,800, 32% below the West Virginia median of $162,600 and 67% below the national median of $332,700. Owners pay a median $667 a year in property taxes, about 0.61% of their home's value, higher than the West Virginia rate of 0.53%. 54% of occupied homes here are lived in by their owners, and 100% of those owners still have a mortgage.

Brandywine at a glance

Brandywine West Virginia U.S.
Median home value $109,800 $162,600 $332,700
Median property tax paid per year $667 $865 $3,119
Property tax as a share of value 0.61% 0.53% 0.94%
Median household income – $59,608 $80,734
Homes lived in by their owners 54% 75% 65%
Owner homes with a mortgage 100% 46% 61%
Median monthly costs, owners with a mortgage $902 $1,255 $1,963
Those costs as a share of the owners' income 18.9% 17.3% 21.0%
Median rent $682 $872 $1,413
Rent as a share of renters' income 26.1% 29.4% 30.6%
Median year homes were built 1979 1976 1980
Vacant homes 27.9% 15.4% 10.1%
Population 267 1,778,373 334,922,499

What a typical home costs per month in Brandywine

At this week's average 30-year rate of 7.11%, buying the median Brandywine home of $109,800 with 20% down costs about $692 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $875, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,678 for the 20%-down payment.

The median rent here is $682 a month, so owning the median home costs about $10 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$21,960
Loan amount$87,840
Principal and interest$591
Property taxes (0.61% a year)$56
Homeowners insurance (our estimate, 0.5% a year)$46
PMI$0
Total per month$692

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3.5% down, 30-year FHA loan
Down payment$3,843
Loan amount$107,811
Principal and interest$725
Property taxes (0.61% a year)$56
Homeowners insurance (our estimate, 0.5% a year)$46
FHA mortgage insurance$49
Total per month$875

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Questions about home buying in Brandywine

What is the median home value in Brandywine?

About $109,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Brandywine?

Homeowners pay a median $667 a year, which is about 0.61% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Brandywine?

For the median home with 20% down at 7.11%, the payment is about $692 a month. Keeping that under 28% of gross income takes about $29,678 a year.

More about Brandywine

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data