The typical owner-occupied home in Greenville is worth about $75,400, 54% below the West Virginia median of $162,600 and 77% below the national median of $332,700. The median household earns $50,655 a year, so the median home costs 1.5 times the median income (2.7 times for West Virginia). 63% of occupied homes here are lived in by their owners, and 85% of those owners still have a mortgage.
Greenville at a glance
| Greenville | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $75,400 | $162,600 | $332,700 |
| Median property tax paid per year | – | $865 | $3,119 |
| Median household income | $50,655 | $59,608 | $80,734 |
| Homes lived in by their owners | 63% | 75% | 65% |
| Owner homes with a mortgage | 85% | 46% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,255 | $1,963 |
| Median rent | – | $872 | $1,413 |
| Median year homes were built | 1989 | 1976 | 1980 |
| Vacant homes | 7.3% | 15.4% | 10.1% |
| Population | 317 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Greenville
At this week's average 30-year rate of 7.11%, buying the median Greenville home of $75,400 with 20% down costs about $506 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $632, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $21,699 for the 20%-down payment. That payment is 12% of the median Greenville household income of $50,655; at that income and 20% down, the 28% guideline points to a home of about $176,000.
| Down payment | $15,080 |
|---|---|
| Loan amount | $60,320 |
| Principal and interest | $406 |
| Property taxes (1.10% a year) | $69 |
| Homeowners insurance (our estimate, 0.5% a year) | $31 |
| PMI | $0 |
| Total per month | $506 |
Change the numbers in the calculator
| Down payment | $2,639 |
|---|---|
| Loan amount | $74,034 |
| Principal and interest | $498 |
| Property taxes (1.10% a year) | $69 |
| Homeowners insurance (our estimate, 0.5% a year) | $31 |
| FHA mortgage insurance | $33 |
| Total per month | $632 |
Change the numbers in the calculator
Questions about home buying in Greenville
What is the median home value in Greenville?
About $75,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Greenville?
For the median home with 20% down at 7.11%, the payment is about $506 a month. Keeping that under 28% of gross income takes about $21,699 a year.
More about Greenville
- Mortgage Refinance in Greenville
- Debt Relief in Greenville
- Home Equity Loans in Greenville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data