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Buying a home in Blacksville, West Virginia

The typical owner-occupied home in Blacksville is worth about $95,600, 41% below the West Virginia median of $162,600 and 71% below the national median of $332,700. 82% of occupied homes here are lived in by their owners, and 9% of those owners still have a mortgage.

Blacksville at a glance

Blacksville West Virginia U.S.
Median home value $95,600 $162,600 $332,700
Median property tax paid per year – $865 $3,119
Median household income – $59,608 $80,734
Homes lived in by their owners 82% 75% 65%
Owner homes with a mortgage 9% 46% 61%
Median monthly costs, owners with a mortgage – $1,255 $1,963
Median rent – $872 $1,413
Median year homes were built 1958 1976 1980
Vacant homes 9.3% 15.4% 10.1%
Population 55 1,778,373 334,922,499

What a typical home costs per month in Blacksville

At this week's average 30-year rate of 7.11%, buying the median Blacksville home of $95,600 with 20% down costs about $642 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $801, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,513 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$19,120
Loan amount$76,480
Principal and interest$514
Property taxes (1.10% a year)$88
Homeowners insurance (our estimate, 0.5% a year)$40
PMI$0
Total per month$642

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3.5% down, 30-year FHA loan
Down payment$3,346
Loan amount$93,868
Principal and interest$631
Property taxes (1.10% a year)$88
Homeowners insurance (our estimate, 0.5% a year)$40
FHA mortgage insurance$42
Total per month$801

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Questions about home buying in Blacksville

What is the median home value in Blacksville?

About $95,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Blacksville?

For the median home with 20% down at 7.11%, the payment is about $642 a month. Keeping that under 28% of gross income takes about $27,513 a year.

More about Blacksville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data