The typical owner-occupied home in Wiley Ford is worth about $189,000, 16% above the West Virginia median of $162,600 and 43% below the national median of $332,700. Owners pay a median $590 a year in property taxes, about 0.31% of their home's value, lower than the West Virginia rate of 0.53%. The median household earns $90,775 a year, so the median home costs 2.1 times the median income (2.7 times for West Virginia). 96% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.
Wiley Ford at a glance
| Wiley Ford | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $189,000 | $162,600 | $332,700 |
| Median property tax paid per year | $590 | $865 | $3,119 |
| Property tax as a share of value | 0.31% | 0.53% | 0.94% |
| Median household income | $90,775 | $59,608 | $80,734 |
| Homes lived in by their owners | 96% | 75% | 65% |
| Owner homes with a mortgage | 69% | 46% | 61% |
| Median monthly costs, owners with a mortgage | $1,084 | $1,255 | $1,963 |
| Those costs as a share of the owners' income | 17.2% | 17.3% | 21.0% |
| Median rent | – | $872 | $1,413 |
| Median year homes were built | 1974 | 1976 | 1980 |
| Vacant homes | 29.9% | 15.4% | 10.1% |
| Population | 630 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Wiley Ford
At this week's average 30-year rate of 7.11%, buying the median Wiley Ford home of $189,000 with 20% down costs about $1,145 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,460, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,059 for the 20%-down payment. That payment is 15% of the median Wiley Ford household income of $90,775; at that income and 20% down, the 28% guideline points to a home of about $350,000.
| Down payment | $37,800 |
|---|---|
| Loan amount | $151,200 |
| Principal and interest | $1,017 |
| Property taxes (0.31% a year) | $49 |
| Homeowners insurance (our estimate, 0.5% a year) | $79 |
| PMI | $0 |
| Total per month | $1,145 |
Change the numbers in the calculator
| Down payment | $6,615 |
|---|---|
| Loan amount | $185,577 |
| Principal and interest | $1,248 |
| Property taxes (0.31% a year) | $49 |
| Homeowners insurance (our estimate, 0.5% a year) | $79 |
| FHA mortgage insurance | $84 |
| Total per month | $1,460 |
Change the numbers in the calculator
Questions about home buying in Wiley Ford
What is the median home value in Wiley Ford?
About $189,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Wiley Ford?
Homeowners pay a median $590 a year, which is about 0.31% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Wiley Ford?
For the median home with 20% down at 7.11%, the payment is about $1,145 a month. Keeping that under 28% of gross income takes about $49,059 a year.
More about Wiley Ford
- Mortgage Refinance in Wiley Ford
- Debt Relief in Wiley Ford
- Home Equity Loans in Wiley Ford
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data