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Buying a home in Worthington, West Virginia

The typical owner-occupied home in Worthington is worth about $75,000, 54% below the West Virginia median of $162,600 and 77% below the national median of $332,700. Owners pay a median $560 a year in property taxes, about 0.75% of their home's value, higher than the West Virginia rate of 0.53%. The median household earns $33,750 a year, so the median home costs 2.2 times the median income (2.7 times for West Virginia). 76% of occupied homes here are lived in by their owners, and 21% of those owners still have a mortgage.

Worthington at a glance

Worthington West Virginia U.S.
Median home value $75,000 $162,600 $332,700
Median property tax paid per year $560 $865 $3,119
Property tax as a share of value 0.75% 0.53% 0.94%
Median household income $33,750 $59,608 $80,734
Homes lived in by their owners 76% 75% 65%
Owner homes with a mortgage 21% 46% 61%
Median monthly costs, owners with a mortgage – $1,255 $1,963
Median rent – $872 $1,413
Median year homes were built 1938 1976 1980
Vacant homes 28.6% 15.4% 10.1%
Population 102 1,778,373 334,922,499

What a typical home costs per month in Worthington

At this week's average 30-year rate of 7.11%, buying the median Worthington home of $75,000 with 20% down costs about $482 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $607, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $20,646 for the 20%-down payment. That payment is 17% of the median Worthington household income of $33,750; at that income and 20% down, the 28% guideline points to a home of about $123,000.

20% down, 30-year conventional loan
Down payment$15,000
Loan amount$60,000
Principal and interest$404
Property taxes (0.75% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$31
PMI$0
Total per month$482

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3.5% down, 30-year FHA loan
Down payment$2,625
Loan amount$73,642
Principal and interest$495
Property taxes (0.75% a year)$47
Homeowners insurance (our estimate, 0.5% a year)$31
FHA mortgage insurance$33
Total per month$607

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Questions about home buying in Worthington

What is the median home value in Worthington?

About $75,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Worthington?

Homeowners pay a median $560 a year, which is about 0.75% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Worthington?

For the median home with 20% down at 7.11%, the payment is about $482 a month. Keeping that under 28% of gross income takes about $20,646 a year.

More about Worthington

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data