The typical owner-occupied home in Big Creek is worth about $140,400, 14% below the West Virginia median of $162,600 and 58% below the national median of $332,700. Owners pay a median $785 a year in property taxes, about 0.56% of their home's value, higher than the West Virginia rate of 0.53%. 100% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.
Big Creek at a glance
| Big Creek | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $140,400 | $162,600 | $332,700 |
| Median property tax paid per year | $785 | $865 | $3,119 |
| Property tax as a share of value | 0.56% | 0.53% | 0.94% |
| Median household income | – | $59,608 | $80,734 |
| Homes lived in by their owners | 100% | 75% | 65% |
| Owner homes with a mortgage | 51% | 46% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,255 | $1,963 |
| Median rent | – | $872 | $1,413 |
| Median year homes were built | 1981 | 1976 | 1980 |
| Vacant homes | 0.0% | 15.4% | 10.1% |
| Population | 210 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Big Creek
At this week's average 30-year rate of 7.11%, buying the median Big Creek home of $140,400 with 20% down costs about $880 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,113, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $37,697 for the 20%-down payment.
| Down payment | $28,080 |
|---|---|
| Loan amount | $112,320 |
| Principal and interest | $756 |
| Property taxes (0.56% a year) | $66 |
| Homeowners insurance (our estimate, 0.5% a year) | $58 |
| PMI | $0 |
| Total per month | $880 |
Change the numbers in the calculator
| Down payment | $4,914 |
|---|---|
| Loan amount | $137,857 |
| Principal and interest | $927 |
| Property taxes (0.56% a year) | $66 |
| Homeowners insurance (our estimate, 0.5% a year) | $58 |
| FHA mortgage insurance | $62 |
| Total per month | $1,113 |
Change the numbers in the calculator
Questions about home buying in Big Creek
What is the median home value in Big Creek?
About $140,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Big Creek?
Homeowners pay a median $785 a year, which is about 0.56% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Big Creek?
For the median home with 20% down at 7.11%, the payment is about $880 a month. Keeping that under 28% of gross income takes about $37,697 a year.
More about Big Creek
- Mortgage Refinance in Big Creek
- Debt Relief in Big Creek
- Home Equity Loans in Big Creek
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data