The typical owner-occupied home in Shenandoah Junction is worth about $192,900, 19% above the West Virginia median of $162,600 and 42% below the national median of $332,700. Owners pay a median $1,560 a year in property taxes, about 0.81% of their home's value, higher than the West Virginia rate of 0.53%. The median household earns $94,821 a year, so the median home costs 2.0 times the median income (2.7 times for West Virginia). 74% of occupied homes here are lived in by their owners, and 86% of those owners still have a mortgage.
Shenandoah Junction at a glance
| Shenandoah Junction | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $192,900 | $162,600 | $332,700 |
| Median property tax paid per year | $1,560 | $865 | $3,119 |
| Property tax as a share of value | 0.81% | 0.53% | 0.94% |
| Median household income | $94,821 | $59,608 | $80,734 |
| Homes lived in by their owners | 74% | 75% | 65% |
| Owner homes with a mortgage | 86% | 46% | 61% |
| Median monthly costs, owners with a mortgage | $1,416 | $1,255 | $1,963 |
| Those costs as a share of the owners' income | 11.9% | 17.3% | 21.0% |
| Median rent | $1,123 | $872 | $1,413 |
| Rent as a share of renters' income | 51.0% | 29.4% | 30.6% |
| Median year homes were built | 1978 | 1976 | 1980 |
| Vacant homes | 5.9% | 15.4% | 10.1% |
| Population | 1,141 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Shenandoah Junction
At this week's average 30-year rate of 7.11%, buying the median Shenandoah Junction home of $192,900 with 20% down costs about $1,249 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,570, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $53,516 for the 20%-down payment. That payment is 16% of the median Shenandoah Junction household income of $94,821; at that income and 20% down, the 28% guideline points to a home of about $342,000.
The median rent here is $1,123 a month, so owning the median home costs about $126 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $38,580 |
|---|---|
| Loan amount | $154,320 |
| Principal and interest | $1,038 |
| Property taxes (0.81% a year) | $130 |
| Homeowners insurance (our estimate, 0.5% a year) | $80 |
| PMI | $0 |
| Total per month | $1,249 |
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| Down payment | $6,752 |
|---|---|
| Loan amount | $189,406 |
| Principal and interest | $1,274 |
| Property taxes (0.81% a year) | $130 |
| Homeowners insurance (our estimate, 0.5% a year) | $80 |
| FHA mortgage insurance | $85 |
| Total per month | $1,570 |
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Questions about home buying in Shenandoah Junction
What is the median home value in Shenandoah Junction?
About $192,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Shenandoah Junction?
Homeowners pay a median $1,560 a year, which is about 0.81% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Shenandoah Junction?
For the median home with 20% down at 7.11%, the payment is about $1,249 a month. Keeping that under 28% of gross income takes about $53,516 a year.
More about Shenandoah Junction
- Mortgage Refinance in Shenandoah Junction
- Debt Relief in Shenandoah Junction
- Home Equity Loans in Shenandoah Junction
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data