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Buying a home in Ansted, West Virginia

The typical owner-occupied home in Ansted is worth about $68,700, 58% below the West Virginia median of $162,600 and 79% below the national median of $332,700. Owners pay a median $568 a year in property taxes, about 0.83% of their home's value, higher than the West Virginia rate of 0.53%. The median household earns $38,375 a year, so the median home costs 1.8 times the median income (2.7 times for West Virginia). 72% of occupied homes here are lived in by their owners, and 30% of those owners still have a mortgage.

Ansted at a glance

Ansted West Virginia U.S.
Median home value $68,700 $162,600 $332,700
Median property tax paid per year $568 $865 $3,119
Property tax as a share of value 0.83% 0.53% 0.94%
Median household income $38,375 $59,608 $80,734
Homes lived in by their owners 72% 75% 65%
Owner homes with a mortgage 30% 46% 61%
Median monthly costs, owners with a mortgage $1,007 $1,255 $1,963
Those costs as a share of the owners' income 19.2% 17.3% 21.0%
Median rent $988 $872 $1,413
Rent as a share of renters' income 45.4% 29.4% 30.6%
Median year homes were built 1962 1976 1980
Vacant homes 23.8% 15.4% 10.1%
Population 1,140 1,778,373 334,922,499

What a typical home costs per month in Ansted

At this week's average 30-year rate of 7.11%, buying the median Ansted home of $68,700 with 20% down costs about $446 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $560, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,108 for the 20%-down payment. That payment is 14% of the median Ansted household income of $38,375; at that income and 20% down, the 28% guideline points to a home of about $138,000.

The median rent here is $988 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$13,740
Loan amount$54,960
Principal and interest$370
Property taxes (0.83% a year)$48
Homeowners insurance (our estimate, 0.5% a year)$29
PMI$0
Total per month$446

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3.5% down, 30-year FHA loan
Down payment$2,404
Loan amount$67,456
Principal and interest$454
Property taxes (0.83% a year)$48
Homeowners insurance (our estimate, 0.5% a year)$29
FHA mortgage insurance$30
Total per month$560

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Questions about home buying in Ansted

What is the median home value in Ansted?

About $68,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Ansted?

Homeowners pay a median $568 a year, which is about 0.83% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Ansted?

For the median home with 20% down at 7.11%, the payment is about $446 a month. Keeping that under 28% of gross income takes about $19,108 a year.

More about Ansted

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data