The typical owner-occupied home in Beech Bottom is worth about $60,300, 63% below the West Virginia median of $162,600 and 82% below the national median of $332,700. Owners pay a median $303 a year in property taxes, about 0.50% of their home's value, lower than the West Virginia rate of 0.53%. The median household earns $33,125 a year, so the median home costs 1.8 times the median income (2.7 times for West Virginia). 75% of occupied homes here are lived in by their owners, and 22% of those owners still have a mortgage.
Beech Bottom at a glance
| Beech Bottom | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $60,300 | $162,600 | $332,700 |
| Median property tax paid per year | $303 | $865 | $3,119 |
| Property tax as a share of value | 0.50% | 0.53% | 0.94% |
| Median household income | $33,125 | $59,608 | $80,734 |
| Homes lived in by their owners | 75% | 75% | 65% |
| Owner homes with a mortgage | 22% | 46% | 61% |
| Median monthly costs, owners with a mortgage | $933 | $1,255 | $1,963 |
| Those costs as a share of the owners' income | 15.0% | 17.3% | 21.0% |
| Median rent | $791 | $872 | $1,413 |
| Rent as a share of renters' income | 20.5% | 29.4% | 30.6% |
| Median year homes were built | 1942 | 1976 | 1980 |
| Vacant homes | 19.9% | 15.4% | 10.1% |
| Population | 443 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Beech Bottom
At this week's average 30-year rate of 7.11%, buying the median Beech Bottom home of $60,300 with 20% down costs about $375 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $475, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,061 for the 20%-down payment. That payment is 14% of the median Beech Bottom household income of $33,125; at that income and 20% down, the 28% guideline points to a home of about $124,000.
The median rent here is $791 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $12,060 |
|---|---|
| Loan amount | $48,240 |
| Principal and interest | $325 |
| Property taxes (0.50% a year) | $25 |
| Homeowners insurance (our estimate, 0.5% a year) | $25 |
| PMI | $0 |
| Total per month | $375 |
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| Down payment | $2,110 |
|---|---|
| Loan amount | $59,208 |
| Principal and interest | $398 |
| Property taxes (0.50% a year) | $25 |
| Homeowners insurance (our estimate, 0.5% a year) | $25 |
| FHA mortgage insurance | $27 |
| Total per month | $475 |
Change the numbers in the calculator
Questions about home buying in Beech Bottom
What is the median home value in Beech Bottom?
About $60,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Beech Bottom?
Homeowners pay a median $303 a year, which is about 0.50% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Beech Bottom?
For the median home with 20% down at 7.11%, the payment is about $375 a month. Keeping that under 28% of gross income takes about $16,061 a year.
More about Beech Bottom
- Mortgage Refinance in Beech Bottom
- Debt Relief in Beech Bottom
- Home Equity Loans in Beech Bottom
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data