The typical owner-occupied home in Junior is worth about $44,100, 73% below the West Virginia median of $162,600 and 87% below the national median of $332,700. The median household earns $21,250 a year, so the median home costs 2.1 times the median income (2.7 times for West Virginia). 58% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Junior at a glance
| Junior | West Virginia | U.S. | |
|---|---|---|---|
| Median home value | $44,100 | $162,600 | $332,700 |
| Median property tax paid per year | – | $865 | $3,119 |
| Median household income | $21,250 | $59,608 | $80,734 |
| Homes lived in by their owners | 58% | 75% | 65% |
| Owner homes with a mortgage | 36% | 46% | 61% |
| Median monthly costs, owners with a mortgage | $825 | $1,255 | $1,963 |
| Those costs as a share of the owners' income | 19.7% | 17.3% | 21.0% |
| Median rent | $627 | $872 | $1,413 |
| Rent as a share of renters' income | 41.3% | 29.4% | 30.6% |
| Median year homes were built | 1952 | 1976 | 1980 |
| Vacant homes | 22.9% | 15.4% | 10.1% |
| Population | 281 | 1,778,373 | 334,922,499 |
What a typical home costs per month in Junior
At this week's average 30-year rate of 7.11%, buying the median Junior home of $44,100 with 20% down costs about $296 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $370, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $12,691 for the 20%-down payment. That payment is 17% of the median Junior household income of $21,250; at that income and 20% down, the 28% guideline points to a home of about $74,000.
The median rent here is $627 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $8,820 |
|---|---|
| Loan amount | $35,280 |
| Principal and interest | $237 |
| Property taxes (1.10% a year) | $40 |
| Homeowners insurance (our estimate, 0.5% a year) | $18 |
| PMI | $0 |
| Total per month | $296 |
Change the numbers in the calculator
| Down payment | $1,544 |
|---|---|
| Loan amount | $43,301 |
| Principal and interest | $291 |
| Property taxes (1.10% a year) | $40 |
| Homeowners insurance (our estimate, 0.5% a year) | $18 |
| FHA mortgage insurance | $20 |
| Total per month | $370 |
Change the numbers in the calculator
Questions about home buying in Junior
What is the median home value in Junior?
About $44,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Junior?
For the median home with 20% down at 7.11%, the payment is about $296 a month. Keeping that under 28% of gross income takes about $12,691 a year.
More about Junior
- Mortgage Refinance in Junior
- Debt Relief in Junior
- Home Equity Loans in Junior
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data