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Buying a home in Rosburg, Washington

The typical owner-occupied home in Rosburg is worth about $231,000, 59% below the Washington median of $564,600 and 31% below the national median of $332,700. Owners pay a median $1,589 a year in property taxes, about 0.69% of their home's value, lower than the Washington rate of 0.81%. 86% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.

Rosburg at a glance

Rosburg Washington U.S.
Median home value $231,000 $564,600 $332,700
Median property tax paid per year $1,589 $4,556 $3,119
Property tax as a share of value 0.69% 0.81% 0.94%
Median household income – $98,141 $80,734
Homes lived in by their owners 86% 64% 65%
Owner homes with a mortgage 35% 66% 61%
Median monthly costs, owners with a mortgage $1,590 $2,445 $1,963
Those costs as a share of the owners' income 18.8% 22.2% 21.0%
Median rent $1,710 $1,760 $1,413
Rent as a share of renters' income 45.8% 30.0% 30.6%
Median year homes were built 1973 1985 1980
Vacant homes 23.2% 7.3% 10.1%
Population 528 7,816,116 334,922,499

What a typical home costs per month in Rosburg

At this week's average 30-year rate of 7.11%, buying the median Rosburg home of $231,000 with 20% down costs about $1,472 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,857, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $63,096 for the 20%-down payment.

The median rent here is $1,710 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$46,200
Loan amount$184,800
Principal and interest$1,243
Property taxes (0.69% a year)$133
Homeowners insurance (our estimate, 0.5% a year)$96
PMI$0
Total per month$1,472

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3.5% down, 30-year FHA loan
Down payment$8,085
Loan amount$226,816
Principal and interest$1,526
Property taxes (0.69% a year)$133
Homeowners insurance (our estimate, 0.5% a year)$96
FHA mortgage insurance$102
Total per month$1,857

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Questions about home buying in Rosburg

What is the median home value in Rosburg?

About $231,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Rosburg?

Homeowners pay a median $1,589 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Rosburg?

For the median home with 20% down at 7.11%, the payment is about $1,472 a month. Keeping that under 28% of gross income takes about $63,096 a year.

More about Rosburg

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data