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Buying a home in North Bonneville, Washington

The typical owner-occupied home in North Bonneville is worth about $445,900, 21% below the Washington median of $564,600 and 34% above the national median of $332,700. Owners pay a median $2,962 a year in property taxes, about 0.66% of their home's value, lower than the Washington rate of 0.81%. The median household earns $100,417 a year, so the median home costs 4.4 times the median income (5.8 times for Washington). 63% of occupied homes here are lived in by their owners, and 73% of those owners still have a mortgage.

North Bonneville at a glance

North Bonneville Washington U.S.
Median home value $445,900 $564,600 $332,700
Median property tax paid per year $2,962 $4,556 $3,119
Property tax as a share of value 0.66% 0.81% 0.94%
Median household income $100,417 $98,141 $80,734
Homes lived in by their owners 63% 64% 65%
Owner homes with a mortgage 73% 66% 61%
Median monthly costs, owners with a mortgage $1,830 $2,445 $1,963
Those costs as a share of the owners' income 16.4% 22.2% 21.0%
Median rent $1,043 $1,760 $1,413
Rent as a share of renters' income 31.0% 30.0% 30.6%
Median year homes were built 1992 1985 1980
Vacant homes 9.6% 7.3% 10.1%
Population 1,112 7,816,116 334,922,499

What a typical home costs per month in North Bonneville

At this week's average 30-year rate of 7.11%, buying the median North Bonneville home of $445,900 with 20% down costs about $2,831 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,574, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $121,317 for the 20%-down payment. That payment is 34% of the median North Bonneville household income of $100,417; at that income and 20% down, the 28% guideline points to a home of about $369,000.

The median rent here is $1,043 a month, so owning the median home costs about $1,788 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$89,180
Loan amount$356,720
Principal and interest$2,400
Property taxes (0.66% a year)$245
Homeowners insurance (our estimate, 0.5% a year)$186
PMI$0
Total per month$2,831

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3.5% down, 30-year FHA loan
Down payment$15,606
Loan amount$437,824
Principal and interest$2,945
Property taxes (0.66% a year)$245
Homeowners insurance (our estimate, 0.5% a year)$186
FHA mortgage insurance$197
Total per month$3,574

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Questions about home buying in North Bonneville

What is the median home value in North Bonneville?

About $445,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in North Bonneville?

Homeowners pay a median $2,962 a year, which is about 0.66% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in North Bonneville?

For the median home with 20% down at 7.11%, the payment is about $2,831 a month. Keeping that under 28% of gross income takes about $121,317 a year.

More about North Bonneville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data