The typical owner-occupied home in La Conner is worth about $553,200, about the same as the Washington median of $564,600 and 66% above the national median of $332,700. Owners pay a median $4,391 a year in property taxes, about 0.79% of their home's value, close to the Washington rate of 0.81%. The median household earns $80,385 a year, so the median home costs 6.9 times the median income (5.8 times for Washington). 57% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
La Conner at a glance
| La Conner | Washington | U.S. | |
|---|---|---|---|
| Median home value | $553,200 | $564,600 | $332,700 |
| Median property tax paid per year | $4,391 | $4,556 | $3,119 |
| Property tax as a share of value | 0.79% | 0.81% | 0.94% |
| Median household income | $80,385 | $98,141 | $80,734 |
| Homes lived in by their owners | 57% | 64% | 65% |
| Owner homes with a mortgage | 52% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $2,438 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 19.0% | 22.2% | 21.0% |
| Median rent | $1,554 | $1,760 | $1,413 |
| Rent as a share of renters' income | 38.8% | 30.0% | 30.6% |
| Median year homes were built | 1983 | 1985 | 1980 |
| Vacant homes | 13.1% | 7.3% | 10.1% |
| Population | 873 | 7,816,116 | 334,922,499 |
What a typical home costs per month in La Conner
At this week's average 30-year rate of 7.11%, buying the median La Conner home of $553,200 with 20% down costs about $3,572 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,493, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $153,078 for the 20%-down payment. That payment is 53% of the median La Conner household income of $80,385; at that income and 20% down, the 28% guideline points to a home of about $290,000.
The median rent here is $1,554 a month, so owning the median home costs about $2,018 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $110,640 |
|---|---|
| Loan amount | $442,560 |
| Principal and interest | $2,977 |
| Property taxes (0.79% a year) | $364 |
| Homeowners insurance (our estimate, 0.5% a year) | $230 |
| PMI | $0 |
| Total per month | $3,572 |
Change the numbers in the calculator
| Down payment | $19,362 |
|---|---|
| Loan amount | $543,180 |
| Principal and interest | $3,654 |
| Property taxes (0.79% a year) | $364 |
| Homeowners insurance (our estimate, 0.5% a year) | $230 |
| FHA mortgage insurance | $245 |
| Total per month | $4,493 |
Change the numbers in the calculator
Questions about home buying in La Conner
What is the median home value in La Conner?
About $553,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in La Conner?
Homeowners pay a median $4,391 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in La Conner?
For the median home with 20% down at 7.11%, the payment is about $3,572 a month. Keeping that under 28% of gross income takes about $153,078 a year.
More about La Conner
- Mortgage Refinance in La Conner
- Debt Relief in La Conner
- Home Equity Loans in La Conner
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data