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Buying a home in Orting, Washington

The typical owner-occupied home in Orting is worth about $493,100, 13% below the Washington median of $564,600 and 48% above the national median of $332,700. Owners pay a median $4,246 a year in property taxes, about 0.86% of their home's value, higher than the Washington rate of 0.81%. The median household earns $132,877 a year, so the median home costs 3.7 times the median income (5.8 times for Washington). 83% of occupied homes here are lived in by their owners, and 81% of those owners still have a mortgage.

Orting at a glance

Orting Washington U.S.
Median home value $493,100 $564,600 $332,700
Median property tax paid per year $4,246 $4,556 $3,119
Property tax as a share of value 0.86% 0.81% 0.94%
Median household income $132,877 $98,141 $80,734
Homes lived in by their owners 83% 64% 65%
Owner homes with a mortgage 81% 66% 61%
Median monthly costs, owners with a mortgage $2,389 $2,445 $1,963
Those costs as a share of the owners' income 22.7% 22.2% 21.0%
Median rent $2,284 $1,760 $1,413
Rent as a share of renters' income 36.9% 30.0% 30.6%
Median year homes were built 2003 1985 1980
Vacant homes 6.1% 7.3% 10.1%
Population 8,978 7,816,116 334,922,499

What a typical home costs per month in Orting

At this week's average 30-year rate of 7.11%, buying the median Orting home of $493,100 with 20% down costs about $3,213 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,034, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $137,680 for the 20%-down payment. That payment is 29% of the median Orting household income of $132,877; at that income and 20% down, the 28% guideline points to a home of about $476,000.

The median rent here is $2,284 a month, so owning the median home costs about $929 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$98,620
Loan amount$394,480
Principal and interest$2,654
Property taxes (0.86% a year)$353
Homeowners insurance (our estimate, 0.5% a year)$205
PMI$0
Total per month$3,213

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3.5% down, 30-year FHA loan
Down payment$17,258
Loan amount$484,169
Principal and interest$3,257
Property taxes (0.86% a year)$353
Homeowners insurance (our estimate, 0.5% a year)$205
FHA mortgage insurance$218
Total per month$4,034

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Questions about home buying in Orting

What is the median home value in Orting?

About $493,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Orting?

Homeowners pay a median $4,246 a year, which is about 0.86% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Orting?

For the median home with 20% down at 7.11%, the payment is about $3,213 a month. Keeping that under 28% of gross income takes about $137,680 a year.

More about Orting

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data