The typical owner-occupied home in Metaline is worth about $232,500, 59% below the Washington median of $564,600 and 30% below the national median of $332,700. Owners pay a median $1,783 a year in property taxes, about 0.77% of their home's value, close to the Washington rate of 0.81%. The median household earns $69,688 a year, so the median home costs 3.3 times the median income (5.8 times for Washington). 83% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.
Metaline at a glance
| Metaline | Washington | U.S. | |
|---|---|---|---|
| Median home value | $232,500 | $564,600 | $332,700 |
| Median property tax paid per year | $1,783 | $4,556 | $3,119 |
| Property tax as a share of value | 0.77% | 0.81% | 0.94% |
| Median household income | $69,688 | $98,141 | $80,734 |
| Homes lived in by their owners | 83% | 64% | 65% |
| Owner homes with a mortgage | 42% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $1,700 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 19.4% | 22.2% | 21.0% |
| Median rent | – | $1,760 | $1,413 |
| Rent as a share of renters' income | 32.5% | 30.0% | 30.6% |
| Median year homes were built | 1971 | 1985 | 1980 |
| Vacant homes | 17.3% | 7.3% | 10.1% |
| Population | 150 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Metaline
At this week's average 30-year rate of 7.11%, buying the median Metaline home of $232,500 with 20% down costs about $1,497 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,885, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $64,170 for the 20%-down payment. That payment is 26% of the median Metaline household income of $69,688; at that income and 20% down, the 28% guideline points to a home of about $252,000.
| Down payment | $46,500 |
|---|---|
| Loan amount | $186,000 |
| Principal and interest | $1,251 |
| Property taxes (0.77% a year) | $149 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| PMI | $0 |
| Total per month | $1,497 |
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| Down payment | $8,138 |
|---|---|
| Loan amount | $228,289 |
| Principal and interest | $1,536 |
| Property taxes (0.77% a year) | $149 |
| Homeowners insurance (our estimate, 0.5% a year) | $97 |
| FHA mortgage insurance | $103 |
| Total per month | $1,885 |
Change the numbers in the calculator
Questions about home buying in Metaline
What is the median home value in Metaline?
About $232,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Metaline?
Homeowners pay a median $1,783 a year, which is about 0.77% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Metaline?
For the median home with 20% down at 7.11%, the payment is about $1,497 a month. Keeping that under 28% of gross income takes about $64,170 a year.
More about Metaline
- Mortgage Refinance in Metaline
- Debt Relief in Metaline
- Home Equity Loans in Metaline
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data