The typical owner-occupied home in Centerville is worth about $323,100, 43% below the Washington median of $564,600 and 3% below the national median of $332,700. Owners pay a median $1,283 a year in property taxes, about 0.40% of their home's value, lower than the Washington rate of 0.81%. 72% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.
Centerville at a glance
| Centerville | Washington | U.S. | |
|---|---|---|---|
| Median home value | $323,100 | $564,600 | $332,700 |
| Median property tax paid per year | $1,283 | $4,556 | $3,119 |
| Property tax as a share of value | 0.40% | 0.81% | 0.94% |
| Median household income | – | $98,141 | $80,734 |
| Homes lived in by their owners | 72% | 64% | 65% |
| Owner homes with a mortgage | 68% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $1,902 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 12.0% | 22.2% | 21.0% |
| Median rent | – | $1,760 | $1,413 |
| Median year homes were built | 1938 | 1985 | 1980 |
| Vacant homes | 0.0% | 7.3% | 10.1% |
| Population | 75 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Centerville
At this week's average 30-year rate of 7.11%, buying the median Centerville home of $323,100 with 20% down costs about $1,981 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,519, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $84,906 for the 20%-down payment.
| Down payment | $64,620 |
|---|---|
| Loan amount | $258,480 |
| Principal and interest | $1,739 |
| Property taxes (0.40% a year) | $108 |
| Homeowners insurance (our estimate, 0.5% a year) | $135 |
| PMI | $0 |
| Total per month | $1,981 |
Change the numbers in the calculator
| Down payment | $11,308 |
|---|---|
| Loan amount | $317,248 |
| Principal and interest | $2,134 |
| Property taxes (0.40% a year) | $108 |
| Homeowners insurance (our estimate, 0.5% a year) | $135 |
| FHA mortgage insurance | $143 |
| Total per month | $2,519 |
Change the numbers in the calculator
Questions about home buying in Centerville
What is the median home value in Centerville?
About $323,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Centerville?
Homeowners pay a median $1,283 a year, which is about 0.40% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Centerville?
For the median home with 20% down at 7.11%, the payment is about $1,981 a month. Keeping that under 28% of gross income takes about $84,906 a year.
More about Centerville
- Mortgage Refinance in Centerville
- Debt Relief in Centerville
- Home Equity Loans in Centerville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data