The typical owner-occupied home in Keyport is worth about $524,000, 7% below the Washington median of $564,600 and 57% above the national median of $332,700. Owners pay a median $3,179 a year in property taxes, about 0.61% of their home's value, lower than the Washington rate of 0.81%. 49% of occupied homes here are lived in by their owners, and 30% of those owners still have a mortgage.
Keyport at a glance
| Keyport | Washington | U.S. | |
|---|---|---|---|
| Median home value | $524,000 | $564,600 | $332,700 |
| Median property tax paid per year | $3,179 | $4,556 | $3,119 |
| Property tax as a share of value | 0.61% | 0.81% | 0.94% |
| Median household income | – | $98,141 | $80,734 |
| Homes lived in by their owners | 49% | 64% | 65% |
| Owner homes with a mortgage | 30% | 66% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,445 | $1,963 |
| Median rent | $2,182 | $1,760 | $1,413 |
| Rent as a share of renters' income | 35.6% | 30.0% | 30.6% |
| Median year homes were built | 1974 | 1985 | 1980 |
| Vacant homes | 45.7% | 7.3% | 10.1% |
| Population | 221 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Keyport
At this week's average 30-year rate of 7.11%, buying the median Keyport home of $524,000 with 20% down costs about $3,305 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,178, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $141,630 for the 20%-down payment.
The median rent here is $2,182 a month, so owning the median home costs about $1,123 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $104,800 |
|---|---|
| Loan amount | $419,200 |
| Principal and interest | $2,820 |
| Property taxes (0.61% a year) | $266 |
| Homeowners insurance (our estimate, 0.5% a year) | $218 |
| PMI | $0 |
| Total per month | $3,305 |
Change the numbers in the calculator
| Down payment | $18,340 |
|---|---|
| Loan amount | $514,509 |
| Principal and interest | $3,461 |
| Property taxes (0.61% a year) | $266 |
| Homeowners insurance (our estimate, 0.5% a year) | $218 |
| FHA mortgage insurance | $232 |
| Total per month | $4,178 |
Change the numbers in the calculator
Questions about home buying in Keyport
What is the median home value in Keyport?
About $524,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Keyport?
Homeowners pay a median $3,179 a year, which is about 0.61% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Keyport?
For the median home with 20% down at 7.11%, the payment is about $3,305 a month. Keeping that under 28% of gross income takes about $141,630 a year.
More about Keyport
- Mortgage Refinance in Keyport
- Debt Relief in Keyport
- Home Equity Loans in Keyport
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data