The typical owner-occupied home in Copalis Beach is worth about $274,100, 51% below the Washington median of $564,600 and 18% below the national median of $332,700. Owners pay a median $6,044 a year in property taxes, about 2.21% of their home's value, higher than the Washington rate of 0.81%. The median household earns $93,180 a year, so the median home costs 2.9 times the median income (5.8 times for Washington). 96% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.
Copalis Beach at a glance
| Copalis Beach | Washington | U.S. | |
|---|---|---|---|
| Median home value | $274,100 | $564,600 | $332,700 |
| Median property tax paid per year | $6,044 | $4,556 | $3,119 |
| Property tax as a share of value | 2.21% | 0.81% | 0.94% |
| Median household income | $93,180 | $98,141 | $80,734 |
| Homes lived in by their owners | 96% | 64% | 65% |
| Owner homes with a mortgage | 45% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $2,104 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 42.1% | 22.2% | 21.0% |
| Median rent | – | $1,760 | $1,413 |
| Median year homes were built | 1973 | 1985 | 1980 |
| Vacant homes | 33.6% | 7.3% | 10.1% |
| Population | 671 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Copalis Beach
At this week's average 30-year rate of 7.11%, buying the median Copalis Beach home of $274,100 with 20% down costs about $2,094 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,551, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $89,748 for the 20%-down payment. That payment is 27% of the median Copalis Beach household income of $93,180; at that income and 20% down, the 28% guideline points to a home of about $285,000.
| Down payment | $54,820 |
|---|---|
| Loan amount | $219,280 |
| Principal and interest | $1,475 |
| Property taxes (2.21% a year) | $505 |
| Homeowners insurance (our estimate, 0.5% a year) | $114 |
| PMI | $0 |
| Total per month | $2,094 |
Change the numbers in the calculator
| Down payment | $9,594 |
|---|---|
| Loan amount | $269,135 |
| Principal and interest | $1,810 |
| Property taxes (2.21% a year) | $505 |
| Homeowners insurance (our estimate, 0.5% a year) | $114 |
| FHA mortgage insurance | $121 |
| Total per month | $2,551 |
Change the numbers in the calculator
Questions about home buying in Copalis Beach
What is the median home value in Copalis Beach?
About $274,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Copalis Beach?
Homeowners pay a median $6,044 a year, which is about 2.21% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Copalis Beach?
For the median home with 20% down at 7.11%, the payment is about $2,094 a month. Keeping that under 28% of gross income takes about $89,748 a year.
More about Copalis Beach
- Mortgage Refinance in Copalis Beach
- Debt Relief in Copalis Beach
- Home Equity Loans in Copalis Beach
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data