The typical owner-occupied home in Warden is worth about $189,900, 66% below the Washington median of $564,600 and 43% below the national median of $332,700. Owners pay a median $1,314 a year in property taxes, about 0.69% of their home's value, lower than the Washington rate of 0.81%. The median household earns $57,743 a year, so the median home costs 3.3 times the median income (5.8 times for Washington). 68% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.
Warden at a glance
| Warden | Washington | U.S. | |
|---|---|---|---|
| Median home value | $189,900 | $564,600 | $332,700 |
| Median property tax paid per year | $1,314 | $4,556 | $3,119 |
| Property tax as a share of value | 0.69% | 0.81% | 0.94% |
| Median household income | $57,743 | $98,141 | $80,734 |
| Homes lived in by their owners | 68% | 64% | 65% |
| Owner homes with a mortgage | 68% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $1,300 | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 22.6% | 22.2% | 21.0% |
| Median rent | $865 | $1,760 | $1,413 |
| Rent as a share of renters' income | 22.0% | 30.0% | 30.6% |
| Median year homes were built | 1976 | 1985 | 1980 |
| Vacant homes | 1.8% | 7.3% | 10.1% |
| Population | 2,581 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Warden
At this week's average 30-year rate of 7.11%, buying the median Warden home of $189,900 with 20% down costs about $1,210 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,527, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $51,870 for the 20%-down payment. That payment is 25% of the median Warden household income of $57,743; at that income and 20% down, the 28% guideline points to a home of about $211,000.
The median rent here is $865 a month, so owning the median home costs about $345 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $37,980 |
|---|---|
| Loan amount | $151,920 |
| Principal and interest | $1,022 |
| Property taxes (0.69% a year) | $109 |
| Homeowners insurance (our estimate, 0.5% a year) | $79 |
| PMI | $0 |
| Total per month | $1,210 |
Change the numbers in the calculator
| Down payment | $6,646 |
|---|---|
| Loan amount | $186,460 |
| Principal and interest | $1,254 |
| Property taxes (0.69% a year) | $109 |
| Homeowners insurance (our estimate, 0.5% a year) | $79 |
| FHA mortgage insurance | $84 |
| Total per month | $1,527 |
Change the numbers in the calculator
Questions about home buying in Warden
What is the median home value in Warden?
About $189,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Warden?
Homeowners pay a median $1,314 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Warden?
For the median home with 20% down at 7.11%, the payment is about $1,210 a month. Keeping that under 28% of gross income takes about $51,870 a year.
More about Warden
- Mortgage Refinance in Warden
- Debt Relief in Warden
- Home Equity Loans in Warden
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data