The typical owner-occupied home in Keller is worth about $108,000, 81% below the Washington median of $564,600 and 68% below the national median of $332,700. The median household earns $57,500 a year, so the median home costs 1.9 times the median income (5.8 times for Washington). 63% of occupied homes here are lived in by their owners, and 18% of those owners still have a mortgage.
Keller at a glance
| Keller | Washington | U.S. | |
|---|---|---|---|
| Median home value | $108,000 | $564,600 | $332,700 |
| Median property tax paid per year | – | $4,556 | $3,119 |
| Median household income | $57,500 | $98,141 | $80,734 |
| Homes lived in by their owners | 63% | 64% | 65% |
| Owner homes with a mortgage | 18% | 66% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,445 | $1,963 |
| Those costs as a share of the owners' income | 14.2% | 22.2% | 21.0% |
| Median rent | $338 | $1,760 | $1,413 |
| Rent as a share of renters' income | 13.9% | 30.0% | 30.6% |
| Median year homes were built | 1974 | 1985 | 1980 |
| Vacant homes | 3.0% | 7.3% | 10.1% |
| Population | 212 | 7,816,116 | 334,922,499 |
What a typical home costs per month in Keller
At this week's average 30-year rate of 7.11%, buying the median Keller home of $108,000 with 20% down costs about $725 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $905, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,081 for the 20%-down payment. That payment is 15% of the median Keller household income of $57,500; at that income and 20% down, the 28% guideline points to a home of about $200,000.
The median rent here is $338 a month, so owning the median home costs about $387 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $21,600 |
|---|---|
| Loan amount | $86,400 |
| Principal and interest | $581 |
| Property taxes (1.10% a year) | $99 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| PMI | $0 |
| Total per month | $725 |
Change the numbers in the calculator
| Down payment | $3,780 |
|---|---|
| Loan amount | $106,044 |
| Principal and interest | $713 |
| Property taxes (1.10% a year) | $99 |
| Homeowners insurance (our estimate, 0.5% a year) | $45 |
| FHA mortgage insurance | $48 |
| Total per month | $905 |
Change the numbers in the calculator
Questions about home buying in Keller
What is the median home value in Keller?
About $108,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Keller?
For the median home with 20% down at 7.11%, the payment is about $725 a month. Keeping that under 28% of gross income takes about $31,081 a year.
More about Keller
- Mortgage Refinance in Keller
- Debt Relief in Keller
- Home Equity Loans in Keller
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data