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Buying a home in Bridgeport, Washington

The typical owner-occupied home in Bridgeport is worth about $177,000, 69% below the Washington median of $564,600 and 47% below the national median of $332,700. Owners pay a median $1,381 a year in property taxes, about 0.78% of their home's value, close to the Washington rate of 0.81%. The median household earns $52,375 a year, so the median home costs 3.4 times the median income (5.8 times for Washington). 63% of occupied homes here are lived in by their owners, and 29% of those owners still have a mortgage.

Bridgeport at a glance

Bridgeport Washington U.S.
Median home value $177,000 $564,600 $332,700
Median property tax paid per year $1,381 $4,556 $3,119
Property tax as a share of value 0.78% 0.81% 0.94%
Median household income $52,375 $98,141 $80,734
Homes lived in by their owners 63% 64% 65%
Owner homes with a mortgage 29% 66% 61%
Median monthly costs, owners with a mortgage $1,404 $2,445 $1,963
Those costs as a share of the owners' income 32.1% 22.2% 21.0%
Median rent $763 $1,760 $1,413
Rent as a share of renters' income 22.1% 30.0% 30.6%
Median year homes were built 1975 1985 1980
Vacant homes 9.2% 7.3% 10.1%
Population 1,792 7,816,116 334,922,499

What a typical home costs per month in Bridgeport

At this week's average 30-year rate of 7.11%, buying the median Bridgeport home of $177,000 with 20% down costs about $1,141 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,436, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $48,915 for the 20%-down payment. That payment is 26% of the median Bridgeport household income of $52,375; at that income and 20% down, the 28% guideline points to a home of about $190,000.

The median rent here is $763 a month, so owning the median home costs about $378 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$35,400
Loan amount$141,600
Principal and interest$953
Property taxes (0.78% a year)$115
Homeowners insurance (our estimate, 0.5% a year)$74
PMI$0
Total per month$1,141

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3.5% down, 30-year FHA loan
Down payment$6,195
Loan amount$173,794
Principal and interest$1,169
Property taxes (0.78% a year)$115
Homeowners insurance (our estimate, 0.5% a year)$74
FHA mortgage insurance$78
Total per month$1,436

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Questions about home buying in Bridgeport

What is the median home value in Bridgeport?

About $177,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bridgeport?

Homeowners pay a median $1,381 a year, which is about 0.78% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bridgeport?

For the median home with 20% down at 7.11%, the payment is about $1,141 a month. Keeping that under 28% of gross income takes about $48,915 a year.

More about Bridgeport

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data