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Buying a home in Starbuck, Washington

The typical owner-occupied home in Starbuck is worth about $133,300, 76% below the Washington median of $564,600 and 60% below the national median of $332,700. Owners pay a median $1,350 a year in property taxes, about 1.01% of their home's value, higher than the Washington rate of 0.81%. The median household earns $61,250 a year, so the median home costs 2.2 times the median income (5.8 times for Washington). 87% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.

Starbuck at a glance

Starbuck Washington U.S.
Median home value $133,300 $564,600 $332,700
Median property tax paid per year $1,350 $4,556 $3,119
Property tax as a share of value 1.01% 0.81% 0.94%
Median household income $61,250 $98,141 $80,734
Homes lived in by their owners 87% 64% 65%
Owner homes with a mortgage 26% 66% 61%
Median monthly costs, owners with a mortgage $975 $2,445 $1,963
Median rent – $1,760 $1,413
Median year homes were built 1962 1985 1980
Vacant homes 17.3% 7.3% 10.1%
Population 93 7,816,116 334,922,499

What a typical home costs per month in Starbuck

At this week's average 30-year rate of 7.11%, buying the median Starbuck home of $133,300 with 20% down costs about $885 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,107, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $37,933 for the 20%-down payment. That payment is 17% of the median Starbuck household income of $61,250; at that income and 20% down, the 28% guideline points to a home of about $215,000.

20% down, 30-year conventional loan
Down payment$26,660
Loan amount$106,640
Principal and interest$717
Property taxes (1.01% a year)$112
Homeowners insurance (our estimate, 0.5% a year)$56
PMI$0
Total per month$885

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3.5% down, 30-year FHA loan
Down payment$4,666
Loan amount$130,886
Principal and interest$880
Property taxes (1.01% a year)$112
Homeowners insurance (our estimate, 0.5% a year)$56
FHA mortgage insurance$59
Total per month$1,107

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Questions about home buying in Starbuck

What is the median home value in Starbuck?

About $133,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Starbuck?

Homeowners pay a median $1,350 a year, which is about 1.01% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Starbuck?

For the median home with 20% down at 7.11%, the payment is about $885 a month. Keeping that under 28% of gross income takes about $37,933 a year.

More about Starbuck

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data