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Buying a home in Camas, Washington

The typical owner-occupied home in Camas is worth about $711,700, 26% above the Washington median of $564,600 and 2.1 times the national median of $332,700. Owners pay a median $6,361 a year in property taxes, about 0.89% of their home's value, higher than the Washington rate of 0.81%. The median household earns $141,126 a year, so the median home costs 5.0 times the median income (5.8 times for Washington). 78% of occupied homes here are lived in by their owners, and 75% of those owners still have a mortgage.

Camas at a glance

Camas Washington U.S.
Median home value $711,700 $564,600 $332,700
Median property tax paid per year $6,361 $4,556 $3,119
Property tax as a share of value 0.89% 0.81% 0.94%
Median household income $141,126 $98,141 $80,734
Homes lived in by their owners 78% 64% 65%
Owner homes with a mortgage 75% 66% 61%
Median monthly costs, owners with a mortgage $2,843 $2,445 $1,963
Those costs as a share of the owners' income 21.3% 22.2% 21.0%
Median rent $2,090 $1,760 $1,413
Rent as a share of renters' income 28.4% 30.0% 30.6%
Median year homes were built 2001 1985 1980
Vacant homes 5.0% 7.3% 10.1%
Population 27,007 7,816,116 334,922,499

What a typical home costs per month in Camas

At this week's average 30-year rate of 7.11%, buying the median Camas home of $711,700 with 20% down costs about $4,655 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,840, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $199,479 for the 20%-down payment. That payment is 40% of the median Camas household income of $141,126; at that income and 20% down, the 28% guideline points to a home of about $504,000.

The median rent here is $2,090 a month, so owning the median home costs about $2,565 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$142,340
Loan amount$569,360
Principal and interest$3,830
Property taxes (0.89% a year)$528
Homeowners insurance (our estimate, 0.5% a year)$297
PMI$0
Total per month$4,655

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3.5% down, 30-year FHA loan
Down payment$24,910
Loan amount$698,809
Principal and interest$4,701
Property taxes (0.89% a year)$528
Homeowners insurance (our estimate, 0.5% a year)$297
FHA mortgage insurance$315
Total per month$5,840

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Questions about home buying in Camas

What is the median home value in Camas?

About $711,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Camas?

Homeowners pay a median $6,361 a year, which is about 0.89% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Camas?

For the median home with 20% down at 7.11%, the payment is about $4,655 a month. Keeping that under 28% of gross income takes about $199,479 a year.

More about Camas

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data