The typical owner-occupied home in Pocahontas is worth about $38,800, 90% below the Virginia median of $383,700 and 88% below the national median of $332,700. The median household earns $42,344 a year, so the median home costs 0.9 times the median income (4.1 times for Virginia). 63% of occupied homes here are lived in by their owners, and 5% of those owners still have a mortgage.
Pocahontas at a glance
| Pocahontas | Virginia | U.S. | |
|---|---|---|---|
| Median home value | $38,800 | $383,700 | $332,700 |
| Median property tax paid per year | – | $2,790 | $3,119 |
| Median household income | $42,344 | $93,170 | $80,734 |
| Homes lived in by their owners | 63% | 67% | 65% |
| Owner homes with a mortgage | 5% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,127 | $1,963 |
| Median rent | $917 | $1,579 | $1,413 |
| Rent as a share of renters' income | 13.0% | 29.4% | 30.6% |
| Median year homes were built | 1938 | 1984 | 1980 |
| Vacant homes | 42.9% | 8.7% | 10.1% |
| Population | 234 | 8,705,170 | 334,922,499 |
What a typical home costs per month in Pocahontas
At this week's average 30-year rate of 7.11%, buying the median Pocahontas home of $38,800 with 20% down costs about $261 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $325, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $11,166 for the 20%-down payment. That payment is 7% of the median Pocahontas household income of $42,344; at that income and 20% down, the 28% guideline points to a home of about $147,000.
The median rent here is $917 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $7,760 |
|---|---|
| Loan amount | $31,040 |
| Principal and interest | $209 |
| Property taxes (1.10% a year) | $36 |
| Homeowners insurance (our estimate, 0.5% a year) | $16 |
| PMI | $0 |
| Total per month | $261 |
Change the numbers in the calculator
| Down payment | $1,358 |
|---|---|
| Loan amount | $38,097 |
| Principal and interest | $256 |
| Property taxes (1.10% a year) | $36 |
| Homeowners insurance (our estimate, 0.5% a year) | $16 |
| FHA mortgage insurance | $17 |
| Total per month | $325 |
Change the numbers in the calculator
Questions about home buying in Pocahontas
What is the median home value in Pocahontas?
About $38,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Pocahontas?
For the median home with 20% down at 7.11%, the payment is about $261 a month. Keeping that under 28% of gross income takes about $11,166 a year.
More about Pocahontas
- Mortgage Refinance in Pocahontas
- Debt Relief in Pocahontas
- Home Equity Loans in Pocahontas
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data