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Buying a home in Disputanta, Virginia

The typical owner-occupied home in Disputanta is worth about $99,500, 74% below the Virginia median of $383,700 and 70% below the national median of $332,700. Owners pay a median $199 a year in property taxes, about 0.20% of their home's value, lower than the Virginia rate of 0.73%. 100% of occupied homes here are lived in by their owners, and 74% of those owners still have a mortgage.

Disputanta at a glance

Disputanta Virginia U.S.
Median home value $99,500 $383,700 $332,700
Median property tax paid per year $199 $2,790 $3,119
Property tax as a share of value 0.20% 0.73% 0.94%
Median household income – $93,170 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 74% 67% 61%
Median monthly costs, owners with a mortgage – $2,127 $1,963
Median rent – $1,579 $1,413
Median year homes were built 1971 1984 1980
Vacant homes 18.9% 8.7% 10.1%
Population 609 8,705,170 334,922,499

What a typical home costs per month in Disputanta

At this week's average 30-year rate of 7.11%, buying the median Disputanta home of $99,500 with 20% down costs about $594 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $759, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,436 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$19,900
Loan amount$79,600
Principal and interest$535
Property taxes (0.20% a year)$17
Homeowners insurance (our estimate, 0.5% a year)$41
PMI$0
Total per month$594

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3.5% down, 30-year FHA loan
Down payment$3,482
Loan amount$97,698
Principal and interest$657
Property taxes (0.20% a year)$17
Homeowners insurance (our estimate, 0.5% a year)$41
FHA mortgage insurance$44
Total per month$759

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Questions about home buying in Disputanta

What is the median home value in Disputanta?

About $99,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Disputanta?

Homeowners pay a median $199 a year, which is about 0.20% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Disputanta?

For the median home with 20% down at 7.11%, the payment is about $594 a month. Keeping that under 28% of gross income takes about $25,436 a year.

More about Disputanta

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data