The typical owner-occupied home in Shawsville is worth about $101,600, 74% below the Virginia median of $383,700 and 69% below the national median of $332,700. 83% of occupied homes here are lived in by their owners, and 25% of those owners still have a mortgage.
Shawsville at a glance
| Shawsville | Virginia | U.S. | |
|---|---|---|---|
| Median home value | $101,600 | $383,700 | $332,700 |
| Median property tax paid per year | – | $2,790 | $3,119 |
| Median household income | – | $93,170 | $80,734 |
| Homes lived in by their owners | 83% | 67% | 65% |
| Owner homes with a mortgage | 25% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $856 | $2,127 | $1,963 |
| Those costs as a share of the owners' income | 9.0% | 20.1% | 21.0% |
| Median rent | $1,087 | $1,579 | $1,413 |
| Rent as a share of renters' income | 51.0% | 29.4% | 30.6% |
| Median year homes were built | 1985 | 1984 | 1980 |
| Vacant homes | 0.0% | 8.7% | 10.1% |
| Population | 1,411 | 8,705,170 | 334,922,499 |
What a typical home costs per month in Shawsville
At this week's average 30-year rate of 7.11%, buying the median Shawsville home of $101,600 with 20% down costs about $682 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $852, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,239 for the 20%-down payment.
The median rent here is $1,087 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $20,320 |
|---|---|
| Loan amount | $81,280 |
| Principal and interest | $547 |
| Property taxes (1.10% a year) | $93 |
| Homeowners insurance (our estimate, 0.5% a year) | $42 |
| PMI | $0 |
| Total per month | $682 |
Change the numbers in the calculator
| Down payment | $3,556 |
|---|---|
| Loan amount | $99,760 |
| Principal and interest | $671 |
| Property taxes (1.10% a year) | $93 |
| Homeowners insurance (our estimate, 0.5% a year) | $42 |
| FHA mortgage insurance | $45 |
| Total per month | $852 |
Change the numbers in the calculator
Questions about home buying in Shawsville
What is the median home value in Shawsville?
About $101,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Shawsville?
For the median home with 20% down at 7.11%, the payment is about $682 a month. Keeping that under 28% of gross income takes about $29,239 a year.
More about Shawsville
- Mortgage Refinance in Shawsville
- Debt Relief in Shawsville
- Home Equity Loans in Shawsville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data