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Buying a home in Eggleston, Virginia

The typical owner-occupied home in Eggleston is worth about $116,700, 70% below the Virginia median of $383,700 and 65% below the national median of $332,700. Owners pay a median $1,077 a year in property taxes, about 0.92% of their home's value, higher than the Virginia rate of 0.73%. The median household earns $128,333 a year, so the median home costs 0.9 times the median income (4.1 times for Virginia). 100% of occupied homes here are lived in by their owners, and 23% of those owners still have a mortgage.

Eggleston at a glance

Eggleston Virginia U.S.
Median home value $116,700 $383,700 $332,700
Median property tax paid per year $1,077 $2,790 $3,119
Property tax as a share of value 0.92% 0.73% 0.94%
Median household income $128,333 $93,170 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 23% 67% 61%
Median monthly costs, owners with a mortgage – $2,127 $1,963
Median rent – $1,579 $1,413
Median year homes were built 1994 1984 1980
Vacant homes 0.0% 8.7% 10.1%
Population 117 8,705,170 334,922,499

What a typical home costs per month in Eggleston

At this week's average 30-year rate of 7.11%, buying the median Eggleston home of $116,700 with 20% down costs about $766 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $961, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,835 for the 20%-down payment. That payment is 7% of the median Eggleston household income of $128,333; at that income and 20% down, the 28% guideline points to a home of about $456,000.

20% down, 30-year conventional loan
Down payment$23,340
Loan amount$93,360
Principal and interest$628
Property taxes (0.92% a year)$89
Homeowners insurance (our estimate, 0.5% a year)$49
PMI$0
Total per month$766

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3.5% down, 30-year FHA loan
Down payment$4,084
Loan amount$114,586
Principal and interest$771
Property taxes (0.92% a year)$89
Homeowners insurance (our estimate, 0.5% a year)$49
FHA mortgage insurance$52
Total per month$961

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Questions about home buying in Eggleston

What is the median home value in Eggleston?

About $116,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Eggleston?

Homeowners pay a median $1,077 a year, which is about 0.92% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Eggleston?

For the median home with 20% down at 7.11%, the payment is about $766 a month. Keeping that under 28% of gross income takes about $32,835 a year.

More about Eggleston

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data