The typical owner-occupied home in Catlett is worth about $348,400, 9% below the Virginia median of $383,700 and 5% above the national median of $332,700. The median household earns $91,278 a year, so the median home costs 3.8 times the median income (4.1 times for Virginia). 74% of occupied homes here are lived in by their owners, and 91% of those owners still have a mortgage.
Catlett at a glance
| Catlett | Virginia | U.S. | |
|---|---|---|---|
| Median home value | $348,400 | $383,700 | $332,700 |
| Median property tax paid per year | – | $2,790 | $3,119 |
| Median household income | $91,278 | $93,170 | $80,734 |
| Homes lived in by their owners | 74% | 67% | 65% |
| Owner homes with a mortgage | 91% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,127 | $1,963 |
| Those costs as a share of the owners' income | 14.4% | 20.1% | 21.0% |
| Median rent | – | $1,579 | $1,413 |
| Median year homes were built | 1982 | 1984 | 1980 |
| Vacant homes | 0.0% | 8.7% | 10.1% |
| Population | 290 | 8,705,170 | 334,922,499 |
What a typical home costs per month in Catlett
At this week's average 30-year rate of 7.11%, buying the median Catlett home of $348,400 with 20% down costs about $2,340 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,920, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $100,264 for the 20%-down payment. That payment is 31% of the median Catlett household income of $91,278; at that income and 20% down, the 28% guideline points to a home of about $317,000.
| Down payment | $69,680 |
|---|---|
| Loan amount | $278,720 |
| Principal and interest | $1,875 |
| Property taxes (1.10% a year) | $319 |
| Homeowners insurance (our estimate, 0.5% a year) | $145 |
| PMI | $0 |
| Total per month | $2,340 |
Change the numbers in the calculator
| Down payment | $12,194 |
|---|---|
| Loan amount | $342,090 |
| Principal and interest | $2,301 |
| Property taxes (1.10% a year) | $319 |
| Homeowners insurance (our estimate, 0.5% a year) | $145 |
| FHA mortgage insurance | $154 |
| Total per month | $2,920 |
Change the numbers in the calculator
Questions about home buying in Catlett
What is the median home value in Catlett?
About $348,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Catlett?
For the median home with 20% down at 7.11%, the payment is about $2,340 a month. Keeping that under 28% of gross income takes about $100,264 a year.
More about Catlett
- Mortgage Refinance in Catlett
- Debt Relief in Catlett
- Home Equity Loans in Catlett
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data