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Buying a home in Daleville, Virginia

The typical owner-occupied home in Daleville is worth about $370,100, 4% below the Virginia median of $383,700 and 11% above the national median of $332,700. Owners pay a median $2,295 a year in property taxes, about 0.62% of their home's value, lower than the Virginia rate of 0.73%. The median household earns $103,056 a year, so the median home costs 3.6 times the median income (4.1 times for Virginia). 72% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.

Daleville at a glance

Daleville Virginia U.S.
Median home value $370,100 $383,700 $332,700
Median property tax paid per year $2,295 $2,790 $3,119
Property tax as a share of value 0.62% 0.73% 0.94%
Median household income $103,056 $93,170 $80,734
Homes lived in by their owners 72% 67% 65%
Owner homes with a mortgage 54% 67% 61%
Median monthly costs, owners with a mortgage $1,979 $2,127 $1,963
Those costs as a share of the owners' income 21.0% 20.1% 21.0%
Median rent $1,793 $1,579 $1,413
Rent as a share of renters' income 32.9% 29.4% 30.6%
Median year homes were built 2002 1984 1980
Vacant homes 6.5% 8.7% 10.1%
Population 3,797 8,705,170 334,922,499

What a typical home costs per month in Daleville

At this week's average 30-year rate of 7.11%, buying the median Daleville home of $370,100 with 20% down costs about $2,337 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,954, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $100,165 for the 20%-down payment. That payment is 27% of the median Daleville household income of $103,056; at that income and 20% down, the 28% guideline points to a home of about $381,000.

The median rent here is $1,793 a month, so owning the median home costs about $544 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$74,020
Loan amount$296,080
Principal and interest$1,992
Property taxes (0.62% a year)$191
Homeowners insurance (our estimate, 0.5% a year)$154
PMI$0
Total per month$2,337

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3.5% down, 30-year FHA loan
Down payment$12,954
Loan amount$363,397
Principal and interest$2,445
Property taxes (0.62% a year)$191
Homeowners insurance (our estimate, 0.5% a year)$154
FHA mortgage insurance$164
Total per month$2,954

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Questions about home buying in Daleville

What is the median home value in Daleville?

About $370,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Daleville?

Homeowners pay a median $2,295 a year, which is about 0.62% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Daleville?

For the median home with 20% down at 7.11%, the payment is about $2,337 a month. Keeping that under 28% of gross income takes about $100,165 a year.

More about Daleville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data