The typical owner-occupied home in Middlebrook is worth about $251,100, 35% below the Virginia median of $383,700 and 25% below the national median of $332,700. Owners pay a median $927 a year in property taxes, about 0.37% of their home's value, lower than the Virginia rate of 0.73%. The median household earns $55,519 a year, so the median home costs 4.5 times the median income (4.1 times for Virginia). 100% of occupied homes here are lived in by their owners, and 21% of those owners still have a mortgage.
Middlebrook at a glance
| Middlebrook | Virginia | U.S. | |
|---|---|---|---|
| Median home value | $251,100 | $383,700 | $332,700 |
| Median property tax paid per year | $927 | $2,790 | $3,119 |
| Property tax as a share of value | 0.37% | 0.73% | 0.94% |
| Median household income | $55,519 | $93,170 | $80,734 |
| Homes lived in by their owners | 100% | 67% | 65% |
| Owner homes with a mortgage | 21% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,127 | $1,963 |
| Median rent | – | $1,579 | $1,413 |
| Median year homes were built | 1949 | 1984 | 1980 |
| Vacant homes | 0.0% | 8.7% | 10.1% |
| Population | 241 | 8,705,170 | 334,922,499 |
What a typical home costs per month in Middlebrook
At this week's average 30-year rate of 7.11%, buying the median Middlebrook home of $251,100 with 20% down costs about $1,533 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,952, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $65,716 for the 20%-down payment. That payment is 33% of the median Middlebrook household income of $55,519; at that income and 20% down, the 28% guideline points to a home of about $212,000.
| Down payment | $50,220 |
|---|---|
| Loan amount | $200,880 |
| Principal and interest | $1,351 |
| Property taxes (0.37% a year) | $77 |
| Homeowners insurance (our estimate, 0.5% a year) | $105 |
| PMI | $0 |
| Total per month | $1,533 |
Change the numbers in the calculator
| Down payment | $8,788 |
|---|---|
| Loan amount | $246,552 |
| Principal and interest | $1,659 |
| Property taxes (0.37% a year) | $77 |
| Homeowners insurance (our estimate, 0.5% a year) | $105 |
| FHA mortgage insurance | $111 |
| Total per month | $1,952 |
Change the numbers in the calculator
Questions about home buying in Middlebrook
What is the median home value in Middlebrook?
About $251,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Middlebrook?
Homeowners pay a median $927 a year, which is about 0.37% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Middlebrook?
For the median home with 20% down at 7.11%, the payment is about $1,533 a month. Keeping that under 28% of gross income takes about $65,716 a year.
More about Middlebrook
- Mortgage Refinance in Middlebrook
- Debt Relief in Middlebrook
- Home Equity Loans in Middlebrook
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data