The typical owner-occupied home in Keswick is worth about $1,133,100, 3.0 times the Virginia median of $383,700 and 3.4 times the national median of $332,700. Owners pay a median $4,597 a year in property taxes, about 0.41% of their home's value, lower than the Virginia rate of 0.73%. The median household earns $250,001 a year, so the median home costs 4.5 times the median income (4.1 times for Virginia). 88% of occupied homes here are lived in by their owners, and 10% of those owners still have a mortgage.
Keswick at a glance
| Keswick | Virginia | U.S. | |
|---|---|---|---|
| Median home value | $1,133,100 | $383,700 | $332,700 |
| Median property tax paid per year | $4,597 | $2,790 | $3,119 |
| Property tax as a share of value | 0.41% | 0.73% | 0.94% |
| Median household income | $250,001 | $93,170 | $80,734 |
| Homes lived in by their owners | 88% | 67% | 65% |
| Owner homes with a mortgage | 10% | 67% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,127 | $1,963 |
| Median rent | – | $1,579 | $1,413 |
| Median year homes were built | 2004 | 1984 | 1980 |
| Vacant homes | 4.5% | 8.7% | 10.1% |
| Population | 402 | 8,705,170 | 334,922,499 |
What a typical home costs per month in Keswick
At this week's average 30-year rate of 7.11%, buying the median Keswick home of $1,133,100 with 20% down costs about $6,957 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $9,027, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $298,167 for the 20%-down payment. That payment is 33% of the median Keswick household income of $250,001; at that income and 20% down, the 28% guideline points to a home of about $950,000.
| Down payment | $226,620 |
|---|---|
| Loan amount | $906,480 |
| Principal and interest | $6,098 |
| Property taxes (0.41% a year) | $387 |
| Homeowners insurance (our estimate, 0.5% a year) | $472 |
| PMI | $0 |
| Total per month | $6,957 |
Change the numbers in the calculator
| Down payment | $39,658 |
|---|---|
| Loan amount | $1,112,577 |
| Principal and interest | $7,484 |
| Property taxes (0.41% a year) | $387 |
| Homeowners insurance (our estimate, 0.5% a year) | $472 |
| FHA mortgage insurance | $683 |
| Total per month | $9,027 |
Change the numbers in the calculator
Questions about home buying in Keswick
What is the median home value in Keswick?
About $1,133,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Keswick?
Homeowners pay a median $4,597 a year, which is about 0.41% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Keswick?
For the median home with 20% down at 7.11%, the payment is about $6,957 a month. Keeping that under 28% of gross income takes about $298,167 a year.
More about Keswick
- Mortgage Refinance in Keswick
- Debt Relief in Keswick
- Home Equity Loans in Keswick
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data