The typical owner-occupied home in Belle Haven is worth about $689,400, 80% above the Virginia median of $383,700 and 2.1 times the national median of $332,700. Owners pay a median $5,831 a year in property taxes, about 0.85% of their home's value, higher than the Virginia rate of 0.73%. The median household earns $140,574 a year, so the median home costs 4.9 times the median income (4.1 times for Virginia). 75% of occupied homes here are lived in by their owners, and 72% of those owners still have a mortgage.
Belle Haven at a glance
| Belle Haven | Virginia | U.S. | |
|---|---|---|---|
| Median home value | $689,400 | $383,700 | $332,700 |
| Median property tax paid per year | $5,831 | $2,790 | $3,119 |
| Property tax as a share of value | 0.85% | 0.73% | 0.94% |
| Median household income | $140,574 | $93,170 | $80,734 |
| Homes lived in by their owners | 75% | 67% | 65% |
| Owner homes with a mortgage | 72% | 67% | 61% |
| Median monthly costs, owners with a mortgage | $3,194 | $2,127 | $1,963 |
| Those costs as a share of the owners' income | 20.8% | 20.1% | 21.0% |
| Median rent | $1,841 | $1,579 | $1,413 |
| Rent as a share of renters' income | 26.0% | 29.4% | 30.6% |
| Median year homes were built | 1957 | 1984 | 1980 |
| Vacant homes | 5.6% | 8.7% | 10.1% |
| Population | 6,570 | 8,705,170 | 334,922,499 |
What a typical home costs per month in Belle Haven
At this week's average 30-year rate of 7.11%, buying the median Belle Haven home of $689,400 with 20% down costs about $4,486 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,634, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $192,244 for the 20%-down payment. That payment is 38% of the median Belle Haven household income of $140,574; at that income and 20% down, the 28% guideline points to a home of about $504,000.
The median rent here is $1,841 a month, so owning the median home costs about $2,645 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $137,880 |
|---|---|
| Loan amount | $551,520 |
| Principal and interest | $3,710 |
| Property taxes (0.85% a year) | $488 |
| Homeowners insurance (our estimate, 0.5% a year) | $287 |
| PMI | $0 |
| Total per month | $4,486 |
Change the numbers in the calculator
| Down payment | $24,129 |
|---|---|
| Loan amount | $676,913 |
| Principal and interest | $4,554 |
| Property taxes (0.85% a year) | $488 |
| Homeowners insurance (our estimate, 0.5% a year) | $287 |
| FHA mortgage insurance | $305 |
| Total per month | $5,634 |
Change the numbers in the calculator
Questions about home buying in Belle Haven
What is the median home value in Belle Haven?
About $689,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Belle Haven?
Homeowners pay a median $5,831 a year, which is about 0.85% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Belle Haven?
For the median home with 20% down at 7.11%, the payment is about $4,486 a month. Keeping that under 28% of gross income takes about $192,244 a year.
More about Belle Haven
- Mortgage Refinance in Belle Haven
- Debt Relief in Belle Haven
- Home Equity Loans in Belle Haven
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data