The typical owner-occupied home in Highgate Center is worth about $340,600, 8% above the Vermont median of $316,600 and about the same as the national median of $332,700. Owners pay a median $3,480 a year in property taxes, about 1.02% of their home's value, lower than the Vermont rate of 1.59%. The median household earns $120,983 a year, so the median home costs 2.8 times the median income (3.9 times for Vermont). 100% of occupied homes here are lived in by their owners, and 100% of those owners still have a mortgage.
Highgate Center at a glance
| Highgate Center | Vermont | U.S. | |
|---|---|---|---|
| Median home value | $340,600 | $316,600 | $332,700 |
| Median property tax paid per year | $3,480 | $5,039 | $3,119 |
| Property tax as a share of value | 1.02% | 1.59% | 0.94% |
| Median household income | $120,983 | $81,203 | $80,734 |
| Homes lived in by their owners | 100% | 73% | 65% |
| Owner homes with a mortgage | 100% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,601 | $1,907 | $1,963 |
| Those costs as a share of the owners' income | 16.5% | 21.7% | 21.0% |
| Median rent | – | $1,234 | $1,413 |
| Median year homes were built | 2008 | 1976 | 1980 |
| Vacant homes | 0.0% | 19.4% | 10.1% |
| Population | 401 | 647,106 | 334,922,499 |
What a typical home costs per month in Highgate Center
At this week's average 30-year rate of 7.11%, buying the median Highgate Center home of $340,600 with 20% down costs about $2,264 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,832, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $97,047 for the 20%-down payment. That payment is 22% of the median Highgate Center household income of $120,983; at that income and 20% down, the 28% guideline points to a home of about $425,000.
| Down payment | $68,120 |
|---|---|
| Loan amount | $272,480 |
| Principal and interest | $1,833 |
| Property taxes (1.02% a year) | $290 |
| Homeowners insurance (our estimate, 0.5% a year) | $142 |
| PMI | $0 |
| Total per month | $2,264 |
Change the numbers in the calculator
| Down payment | $11,921 |
|---|---|
| Loan amount | $334,431 |
| Principal and interest | $2,250 |
| Property taxes (1.02% a year) | $290 |
| Homeowners insurance (our estimate, 0.5% a year) | $142 |
| FHA mortgage insurance | $151 |
| Total per month | $2,832 |
Change the numbers in the calculator
Questions about home buying in Highgate Center
What is the median home value in Highgate Center?
About $340,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Highgate Center?
Homeowners pay a median $3,480 a year, which is about 1.02% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Highgate Center?
For the median home with 20% down at 7.11%, the payment is about $2,264 a month. Keeping that under 28% of gross income takes about $97,047 a year.
More about Highgate Center
- Mortgage Refinance in Highgate Center
- Debt Relief in Highgate Center
- Home Equity Loans in Highgate Center
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data