Home / Debt Relief by state / Vermont / Franklin County / Highgate Center

Debt relief in Highgate Center, Vermont

The typical owner-occupied home in Highgate Center is worth about $340,600, 8% above the Vermont median of $316,600 and about the same as the national median of $332,700. Owners pay a median $3,480 a year in property taxes, about 1.02% of their home's value, lower than the Vermont rate of 1.59%. The median household earns $120,983 a year, so the median home costs 2.8 times the median income (3.9 times for Vermont). 100% of occupied homes here are lived in by their owners, and 100% of those owners still have a mortgage.

Highgate Center at a glance

Highgate Center Vermont U.S.
Median home value $340,600 $316,600 $332,700
Median property tax paid per year $3,480 $5,039 $3,119
Property tax as a share of value 1.02% 1.59% 0.94%
Median household income $120,983 $81,203 $80,734
Homes lived in by their owners 100% 73% 65%
Owner homes with a mortgage 100% 60% 61%
Median monthly costs, owners with a mortgage $1,601 $1,907 $1,963
Those costs as a share of the owners' income 16.5% 21.7% 21.0%
Median rent – $1,234 $1,413
Median year homes were built 2008 1976 1980
Vacant homes 0.0% 19.4% 10.1%
People below the poverty line 0.0% 10.1% 12.5%
Population 401 647,106 334,922,499

Household budgets and debt in Highgate Center

0.0% of residents live below the federal poverty line, compared with 10.1% in Vermont.

If debts are getting hard to manage, the usual options, from mildest to most serious, are: a budget and a call to your lenders to ask for a hardship plan; a debt management plan through a nonprofit credit counselor, which can lower interest rates; a debt consolidation loan or, for homeowners, a cash-out refinance or home equity loan; debt settlement, where a company negotiates to pay less than you owe; and bankruptcy.

Under the Federal Trade Commission's rules, debt settlement companies can't charge a fee until they have settled at least one of your debts. Settling can hurt your credit and forgiven debt may be taxable, so compare it with credit counseling first. Time limits for collectors to sue differ by state and by type of debt; check with your state attorney general or a lawyer before relying on one.

Homeowners can sometimes pay off high-interest debt with their home's equity. With the median Highgate Center home worth $340,600 and 0% of owners mortgage-free, many owners have equity to draw on, but it turns unsecured debt into debt secured by your home.

Questions about debt relief in Highgate Center

What is the median home value in Highgate Center?

About $340,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Highgate Center?

Homeowners pay a median $3,480 a year, which is about 1.02% of the median home value. Your bill depends on your home's assessed value and local rates.

How much of their income do Highgate Center households spend on housing?

With a median household income of $120,983, owners with a mortgage spend a median 16.5% on housing and renters 0.0%.

More about Highgate Center

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data