The typical owner-occupied home in Pamplico is worth about $142,500, 45% below the South Carolina median of $259,000 and 57% below the national median of $332,700. Owners pay a median $445 a year in property taxes, about 0.31% of their home's value, lower than the South Carolina rate of 0.48%. The median household earns $34,545 a year, so the median home costs 4.1 times the median income (3.7 times for South Carolina). 49% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.
Pamplico at a glance
| Pamplico | South Carolina | U.S. | |
|---|---|---|---|
| Median home value | $142,500 | $259,000 | $332,700 |
| Median property tax paid per year | $445 | $1,251 | $3,119 |
| Property tax as a share of value | 0.31% | 0.48% | 0.94% |
| Median household income | $34,545 | $69,324 | $80,734 |
| Homes lived in by their owners | 49% | 72% | 65% |
| Owner homes with a mortgage | 36% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,173 | $1,529 | $1,963 |
| Those costs as a share of the owners' income | 13.8% | 19.7% | 21.0% |
| Median rent | $589 | $1,180 | $1,413 |
| Rent as a share of renters' income | 35.6% | 31.1% | 30.6% |
| Median year homes were built | 1982 | 1992 | 1980 |
| Vacant homes | 18.3% | 13.3% | 10.1% |
| Population | 1,134 | 5,296,225 | 334,922,499 |
What a typical home costs per month in Pamplico
At this week's average 30-year rate of 7.11%, buying the median Pamplico home of $142,500 with 20% down costs about $863 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,100, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $36,989 for the 20%-down payment. That payment is 30% of the median Pamplico household income of $34,545; at that income and 20% down, the 28% guideline points to a home of about $133,000.
The median rent here is $589 a month, so owning the median home costs about $274 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $28,500 |
|---|---|
| Loan amount | $114,000 |
| Principal and interest | $767 |
| Property taxes (0.31% a year) | $37 |
| Homeowners insurance (our estimate, 0.5% a year) | $59 |
| PMI | $0 |
| Total per month | $863 |
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| Down payment | $4,988 |
|---|---|
| Loan amount | $139,919 |
| Principal and interest | $941 |
| Property taxes (0.31% a year) | $37 |
| Homeowners insurance (our estimate, 0.5% a year) | $59 |
| FHA mortgage insurance | $63 |
| Total per month | $1,100 |
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Questions about home buying in Pamplico
What is the median home value in Pamplico?
About $142,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pamplico?
Homeowners pay a median $445 a year, which is about 0.31% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pamplico?
For the median home with 20% down at 7.11%, the payment is about $863 a month. Keeping that under 28% of gross income takes about $36,989 a year.
More about Pamplico
- Mortgage Refinance in Pamplico
- Debt Relief in Pamplico
- Home Equity Loans in Pamplico
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data