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Buying a home in Johnsonville, South Carolina

The typical owner-occupied home in Johnsonville is worth about $167,100, 35% below the South Carolina median of $259,000 and 50% below the national median of $332,700. Owners pay a median $664 a year in property taxes, about 0.40% of their home's value, lower than the South Carolina rate of 0.48%. The median household earns $44,830 a year, so the median home costs 3.7 times the median income (3.7 times for South Carolina). 79% of occupied homes here are lived in by their owners, and 36% of those owners still have a mortgage.

Johnsonville at a glance

Johnsonville South Carolina U.S.
Median home value $167,100 $259,000 $332,700
Median property tax paid per year $664 $1,251 $3,119
Property tax as a share of value 0.40% 0.48% 0.94%
Median household income $44,830 $69,324 $80,734
Homes lived in by their owners 79% 72% 65%
Owner homes with a mortgage 36% 57% 61%
Median monthly costs, owners with a mortgage $1,134 $1,529 $1,963
Those costs as a share of the owners' income 18.3% 19.7% 21.0%
Median rent $825 $1,180 $1,413
Rent as a share of renters' income 31.3% 31.1% 30.6%
Median year homes were built 1973 1992 1980
Vacant homes 14.4% 13.3% 10.1%
Population 1,251 5,296,225 334,922,499

What a typical home costs per month in Johnsonville

At this week's average 30-year rate of 7.11%, buying the median Johnsonville home of $167,100 with 20% down costs about $1,025 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,303, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,911 for the 20%-down payment. That payment is 27% of the median Johnsonville household income of $44,830; at that income and 20% down, the 28% guideline points to a home of about $171,000.

The median rent here is $825 a month, so owning the median home costs about $200 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$33,420
Loan amount$133,680
Principal and interest$899
Property taxes (0.40% a year)$56
Homeowners insurance (our estimate, 0.5% a year)$70
PMI$0
Total per month$1,025

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3.5% down, 30-year FHA loan
Down payment$5,848
Loan amount$164,073
Principal and interest$1,104
Property taxes (0.40% a year)$56
Homeowners insurance (our estimate, 0.5% a year)$70
FHA mortgage insurance$74
Total per month$1,303

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Questions about home buying in Johnsonville

What is the median home value in Johnsonville?

About $167,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Johnsonville?

Homeowners pay a median $664 a year, which is about 0.40% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Johnsonville?

For the median home with 20% down at 7.11%, the payment is about $1,025 a month. Keeping that under 28% of gross income takes about $43,911 a year.

More about Johnsonville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data